Waterloo town, Alabama Demographics & Population 2026

Population Overview

Waterloo town is a small community located in Alabama. The total population is 92. It ranks as the 559th most populous out of 589 cities and towns in Alabama.

Age Demographics

The median age in Waterloo town is 60.0 years. This is 53% higher than the state median of 39.3 years. Only 8.7% of residents are under 18, indicating fewer families with children. 15.2% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Waterloo town is $29,219. This is 53% lower than the state median of $62,027. Compared to the national median of $78,538, household income here is 63% lower. The poverty rate stands at 20.6%. This is 32% higher than the state poverty rate of 15.6%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.8%. The median home value is $92,000. Housing costs are 53% lower than the state median of $195,100. The home-value-to-income ratio is 3.1x. 87.7% of occupied housing units are owner-occupied. This homeownership rate is 25% higher than the state average of 69.9%.

Race & Ethnicity

Waterloo town has a predominantly White (non-Hispanic) population, comprising 97.8% of all residents. Hispanic or Latino residents account for 1.1%. The White (non-Hispanic) population is significantly higher than the state average (97.8% vs 63.8%). The Hispanic or Latino population (1.1%) is well below the state average of 5.4%.

Education

8.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 69% lower than the state rate of 27.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 78.0%.

Data Sources & Methodology

All demographic data for Waterloo town, Alabama is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Alabama state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 589 Census-designated places in Alabama. For official data, visit data.census.gov.