Waterford CDP, Connecticut Demographics & Population 2026

Name: Waterford CDP, Connecticut Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Waterford CDP, Connecticut has a total population of 3,496, the 84th largest city in Connecticut, with a median household income of $75,968, which is 19% lower than the state average. The poverty rate is 6.7%.

Waterford CDP Quick Facts

Population 3,496

Median Household Income $75,968

Median Home Value $245,600

Poverty Rate 6.7%

Unemployment Rate 7.8%

Median Age 45.7 years

Homeownership Rate 68.6%

Affordability Ratio 3.2x

Bachelor's Degree or Higher 25.5%

High School Graduation Rate 95.5%

Diversity Index 42/100

Population 3,496 84th of 215

Median Income $75,968 bottom 30%

Poverty Rate 6.7% 46% lower national

Median Home Value $245,600 bottom 30%

How Waterford CDP Compares

Median Household Income

Waterford CDP

$75,968

$93,760

National

$78,538

Median Home Value

Waterford CDP

$245,600

$343,200

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 12.1%

$25K-$50K 26.2%

$50K-$100K 24.6%

$100K+ 37.1%

Employment

7.8% Unemployment Rate State: 5.7% | National: 5.2%

62.6% Labor Force Participation

Housing Overview

Owner 68.6%

Renter 31.4%

Affordability Index Affordable

3.2x home value to income ratio

People & Demographics

Age Distribution

Under 18

15.8%

18-34

20.4%

35-54

25.9%

55-74

27.5%

75+

10.4%

Race & Ethnicity

Diversity Index

Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 56 | National average: 60

Education

Educational Attainment (Adults 25+)

Waterford CDP Rankings in Connecticut

#84 Population of 215

#155 Median Income of 215

#174 Education of 215

#164 Home Value of 215

Explore Connecticut Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Waterford CDP

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Clinton CDP	3,547	$83,333	$344,200	40.0%	12.5%
Moosup CDP	3,218	$75,469	$269,000	16.8%	8.2%
Quinnipiac University CDP	3,821	N/A	N/A	100.0%	N/A
Lordship CDP	3,613	$85,347	$432,800	51.1%	8.4%
Niantic CDP	3,302	$82,604	$370,200	47.3%	3.7%

Population Overview

Waterford CDP is a small community located in Connecticut. The total population is 3,496. It ranks as the 84th most populous out of 215 cities and towns in Connecticut.

Age Demographics

The median age in Waterford CDP is 45.7 years. This is 11% higher than the state median of 41.2 years. 10.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Waterford CDP is $75,968. This is 19% lower than the state median of $93,760. Compared to the national median of $78,538, household income here is 3% lower. The poverty rate stands at 6.7%. This is 33% lower than the state poverty rate of 10.0%. The unemployment rate is 7.8%. This is 38% higher than the state rate of 5.7%. The median home value is $245,600. Housing costs are 28% lower than the state median of $343,200. The home-value-to-income ratio is 3.2x. 68.6% of occupied housing units are owner-occupied. This homeownership rate is 4% higher than the state average of 66.2%.

Race & Ethnicity

The largest racial or ethnic group in Waterford CDP is White (non-Hispanic), making up 75.2% of the population. Hispanic or Latino residents account for 8.2%. The Hispanic or Latino population (8.2%) is well below the state average of 17.8%.

Education

25.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% lower than the state rate of 41.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.5%.

Data Sources & Methodology

All demographic data for Waterford CDP, Connecticut is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Connecticut state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 215 Census-designated places in Connecticut. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Waterford CDP, Connecticut?

Waterford CDP, Connecticut has a population of 3,496 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Waterford CDP, CT?

The median household income in Waterford CDP is $75,968, which is 3% lower the national median of $78,538.

What is the poverty rate in Waterford CDP, CT?

The poverty rate in Waterford CDP is 6.7%. This means approximately 227 residents live below the federal poverty line.

What is the racial makeup of Waterford CDP, Connecticut?

Waterford CDP's population is 75.2% White, 8.0% Black, 8.2% Hispanic/Latino, and 3.1% Asian.

What is the median home value in Waterford CDP, CT?

The median home value in Waterford CDP is $245,600. The home-value-to-income ratio is 3.2x.

How educated is Waterford CDP, Connecticut?

25.5% of adults (25+) in Waterford CDP hold a bachelor's degree or higher, and 14.7% hold a graduate or professional degree.