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Bluffton city, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Bluffton city, Indiana has a total population of 10,539, the 80th largest city in Indiana, with a median household income of $57,929, which is 17% lower than the state average. The poverty rate is 9.9%.

Key Takeaways

Bluffton city Quick Facts

Population 10,539
Median Household Income $57,929
Median Home Value $136,800
Poverty Rate 9.9%
Unemployment Rate 2.9%
Median Age 38.9 years
Homeownership Rate 63.7%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 16.5%
High School Graduation Rate 92.4%
Diversity Index 20/100
Population 10,539 80th of 967
Median Income $57,929 below average
Poverty Rate 9.9% 21% lower national
Median Home Value $136,800 average

How Bluffton city Compares

Economy & Housing

Employment

2.9% Unemployment Rate State: 4.3% | National: 5.2%
67.5% Labor Force Participation

Housing Overview

Owner 63.7%
Renter 36.3%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Bluffton city Rankings in Indiana

#80 Population of 967
#496 Median Income of 967
#413 Education of 967
#381 Home Value of 967

Cities Similar to Bluffton city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Plymouth city10,506$53,115$122,20021.0%15.0%
Wabash city10,378$54,199$115,00021.9%12.5%
Kendallville city10,094$60,909$130,60012.0%12.7%
Decatur city9,769$58,867$132,90012.7%10.8%
Greencastle city9,863$54,217$154,00025.8%8.7%

Population Overview

Bluffton city is a small city located in Indiana. The total population is 10,539. It ranks as the 80th most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Bluffton city is 38.9 years. This is 2% higher than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Bluffton city is $57,929. This is 17% lower than the state median of $70,051. Compared to the national median of $78,538, household income here is 26% lower. The poverty rate stands at 9.9%. This is 19% lower than the state poverty rate of 12.2%. The unemployment rate is 2.9%. This is 33% lower than the state rate of 4.3%. The median home value is $136,800. Housing costs are 32% lower than the state median of $201,600. With a home-value-to-income ratio of just 2.4x, Bluffton city is one of the most affordable housing markets in the area. 63.7% of occupied housing units are owner-occupied. This homeownership rate is 9% lower than the state average of 70.3%.

Race & Ethnicity

Bluffton city has a predominantly White (non-Hispanic) population, comprising 89.3% of all residents. Hispanic or Latino residents account for 5.1%. The Black or African American population (2.2%) is well below the state average of 9.1%. The Asian population (0.2%) is well below the state average of 2.5%.

Education

16.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.4%.

Data Sources & Methodology

All demographic data for Bluffton city, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Bluffton city, Indiana?

Bluffton city, Indiana has a population of 10,539 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Bluffton city, IN?

The median household income in Bluffton city is $57,929, which is 26% lower the national median of $78,538.

What is the poverty rate in Bluffton city, IN?

The poverty rate in Bluffton city is 9.9%. This means approximately 1,012 residents live below the federal poverty line.

What is the racial makeup of Bluffton city, Indiana?

Bluffton city's population is 89.3% White, 2.2% Black, 5.1% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Bluffton city, IN?

The median home value in Bluffton city is $136,800. The home-value-to-income ratio is 2.4x.

How educated is Bluffton city, Indiana?

16.5% of adults (25+) in Bluffton city hold a bachelor's degree or higher, and 4.1% hold a graduate or professional degree.