Chain-O-Lakes CDP, Indiana Demographics & Population 2026

Name: Chain-O-Lakes CDP, Indiana Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Chain-O-Lakes CDP, Indiana has a total population of 427, the 546th largest city in Indiana, with a median household income of $71,010, which is 1% higher than the state average. The poverty rate is 6.1%.

Key Takeaways

Near full employment with an unemployment rate of just 0.0%.

Chain-O-Lakes CDP Quick Facts

Population 427

Median Household Income $71,010

Median Home Value $255,300

Poverty Rate 6.1%

Unemployment Rate 0.0%

Median Age 52.8 years

Homeownership Rate 100.0%

Affordability Ratio 3.6x

Bachelor's Degree or Higher 13.3%

High School Graduation Rate 95.8%

Diversity Index 0/100

Population 427 546th of 967

Median Income $71,010 above average

Poverty Rate 6.1% 51% lower national

Median Home Value $255,300 top 20%

How Chain-O-Lakes CDP Compares

Median Household Income

Chain-O-Lakes CDP

$71,010

$70,051

National

$78,538

Median Home Value

Chain-O-Lakes CDP

$255,300

$201,600

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 5.5%

$25K-$50K 5.5%

$50K-$100K 74.6%

$100K+ 14.5%

Employment

0.0% Unemployment Rate State: 4.3% | National: 5.2%

30.6% Labor Force Participation

Housing Overview

Owner 100.0%

Renter 0.0%

Affordability Index Affordable

3.6x home value to income ratio

People & Demographics

Age Distribution

Under 18

16.6%

18-34

11.0%

35-54

30.7%

55-74

21.3%

75+

20.4%

Race & Ethnicity

Diversity Index

Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Educational Attainment (Adults 25+)

Chain-O-Lakes CDP Rankings in Indiana

#546 Population of 967

#282 Median Income of 967

#511 Education of 967

#89 Home Value of 967

Explore Indiana Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Chain-O-Lakes CDP

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Amo town	426	$76,250	$151,600	15.6%	8.7%
Delaware CDP	438	$73,663	$162,300	1.8%	1.4%
Prairieton CDP	449	N/A	$374,100	0.0%	26.7%
Wilkinson town	427	$63,500	$132,500	9.3%	5.4%
Charlottesville CDP	403	N/A	$210,400	30.6%	0.0%

Population Overview

Chain-O-Lakes CDP is a small community located in Indiana. The total population is 427. It ranks as the 546th most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Chain-O-Lakes CDP is 52.8 years. This is 39% higher than the state median of 38.0 years. 20.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Chain-O-Lakes CDP is $71,010. This is 1% higher than the state median of $70,051. Compared to the national median of $78,538, household income here is 10% lower. The poverty rate stands at 6.1%. This is 50% lower than the state poverty rate of 12.2%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.3%. The median home value is $255,300. Housing costs are 27% higher than the state median of $201,600. The home-value-to-income ratio is 3.6x. 100.0% of occupied housing units are owner-occupied. This homeownership rate is 42% higher than the state average of 70.3%.

Race & Ethnicity

Chain-O-Lakes CDP has a predominantly White (non-Hispanic) population, comprising 100.0% of all residents.

Education

13.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 54% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.8%.

Data Sources & Methodology

All demographic data for Chain-O-Lakes CDP, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Chain-O-Lakes CDP, Indiana?

Chain-O-Lakes CDP, Indiana has a population of 427 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chain-O-Lakes CDP, IN?

The median household income in Chain-O-Lakes CDP is $71,010, which is 10% lower the national median of $78,538.

What is the poverty rate in Chain-O-Lakes CDP, IN?

The poverty rate in Chain-O-Lakes CDP is 6.1%. This means approximately 26 residents live below the federal poverty line.

What is the racial makeup of Chain-O-Lakes CDP, Indiana?

Chain-O-Lakes CDP's population is 100.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Chain-O-Lakes CDP, IN?

The median home value in Chain-O-Lakes CDP is $255,300. The home-value-to-income ratio is 3.6x.

How educated is Chain-O-Lakes CDP, Indiana?

13.3% of adults (25+) in Chain-O-Lakes CDP hold a bachelor's degree or higher, and 0.0% hold a graduate or professional degree.