Charlestown city, Indiana Demographics & Population 2026
As of 2026, Charlestown city, Indiana has a total population of 8,118, the 94th largest city in Indiana, with a median household income of $77,548, which is 11% higher than the state average. The poverty rate is 10.6%.
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.5x.
Charlestown city Quick Facts
How Charlestown city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 60
Education
Educational Attainment (Adults 25+)
Charlestown city Rankings in Indiana
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Cities Similar to Charlestown city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| South Haven CDP | 7,177 | $78,530 | $163,500 | 12.2% | 11.9% |
| Princeton city | 8,347 | $57,234 | $117,100 | 10.2% | 14.8% |
| Elwood city | 8,320 | $54,084 | $92,800 | 7.1% | 14.6% |
| Nappanee city | 7,040 | $66,944 | $209,000 | 9.6% | 10.9% |
| Mooresville town | 9,608 | $70,228 | $194,300 | 23.0% | 13.3% |
Population Overview
Charlestown city is a small city located in Indiana. The total population is 8,118. It ranks as the 94th most populous out of 967 cities and towns in Indiana.
Age Demographics
The median age in Charlestown city is 36.3 years. This is 4% lower than the state median of 38.0 years.
Economy, Income & Housing
The median household income in Charlestown city is $77,548. This is 11% higher than the state median of $70,051. Compared to the national median of $78,538, household income here is 1% lower. The poverty rate stands at 10.6%. This is 13% lower than the state poverty rate of 12.2%. The unemployment rate is 2.6%. This is 39% lower than the state rate of 4.3%. The median home value is $191,200. Housing costs are 5% lower than the state median of $201,600. With a home-value-to-income ratio of just 2.5x, Charlestown city is one of the most affordable housing markets in the area. 73.7% of occupied housing units are owner-occupied. This homeownership rate is 5% higher than the state average of 70.3%.
Race & Ethnicity
The largest racial or ethnic group in Charlestown city is White (non-Hispanic), making up 80.1% of the population. Hispanic or Latino residents account for 6.4%. The Black or African American population (4.0%) is well below the state average of 9.1%. The Asian population (0.4%) is well below the state average of 2.5%.
Education
23.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.0%.
Data Sources & Methodology
All demographic data for Charlestown city, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Charlestown city, Indiana?
Charlestown city, Indiana has a population of 8,118 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Charlestown city, IN?
The median household income in Charlestown city is $77,548, which is 1% lower the national median of $78,538.
What is the poverty rate in Charlestown city, IN?
The poverty rate in Charlestown city is 10.6%. This means approximately 851 residents live below the federal poverty line.
What is the racial makeup of Charlestown city, Indiana?
Charlestown city's population is 80.1% White, 4.0% Black, 6.4% Hispanic/Latino, and 0.4% Asian.
What is the median home value in Charlestown city, IN?
The median home value in Charlestown city is $191,200. The home-value-to-income ratio is 2.5x.
How educated is Charlestown city, Indiana?
23.7% of adults (25+) in Charlestown city hold a bachelor's degree or higher, and 4.2% hold a graduate or professional degree.