Skip to main content

Charlestown city, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.5x is exceptionally low

As of 2026, Charlestown city, Indiana has a total population of 8,118, the 94th largest city in Indiana, with a median household income of $77,548, which is 11% higher than the state average. The poverty rate is 10.6%.

Key Takeaways

Charlestown city Quick Facts

Population 8,118
Median Household Income $77,548
Median Home Value $191,200
Poverty Rate 10.6%
Unemployment Rate 2.6%
Median Age 36.3 years
Homeownership Rate 73.7%
Affordability Ratio 2.5x
Bachelor's Degree or Higher 23.7%
High School Graduation Rate 87.0%
Diversity Index 34/100
Population 8,118 94th of 967
Median Income $77,548 top 30%
Poverty Rate 10.6% 15% lower national
Median Home Value $191,200 top 30%

How Charlestown city Compares

Economy & Housing

Employment

2.6% Unemployment Rate State: 4.3% | National: 5.2%
67.6% Labor Force Participation

Housing Overview

Owner 73.7%
Renter 26.3%
Affordability Index Very Affordable
2.5x home value to income ratio

People & Demographics

Diversity Index

34out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Charlestown city Rankings in Indiana

#94 Population of 967
#213 Median Income of 967
#241 Education of 967
#207 Home Value of 967

Cities Similar to Charlestown city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
South Haven CDP7,177$78,530$163,50012.2%11.9%
Princeton city8,347$57,234$117,10010.2%14.8%
Elwood city8,320$54,084$92,8007.1%14.6%
Nappanee city7,040$66,944$209,0009.6%10.9%
Mooresville town9,608$70,228$194,30023.0%13.3%

Population Overview

Charlestown city is a small city located in Indiana. The total population is 8,118. It ranks as the 94th most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Charlestown city is 36.3 years. This is 4% lower than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Charlestown city is $77,548. This is 11% higher than the state median of $70,051. Compared to the national median of $78,538, household income here is 1% lower. The poverty rate stands at 10.6%. This is 13% lower than the state poverty rate of 12.2%. The unemployment rate is 2.6%. This is 39% lower than the state rate of 4.3%. The median home value is $191,200. Housing costs are 5% lower than the state median of $201,600. With a home-value-to-income ratio of just 2.5x, Charlestown city is one of the most affordable housing markets in the area. 73.7% of occupied housing units are owner-occupied. This homeownership rate is 5% higher than the state average of 70.3%.

Race & Ethnicity

The largest racial or ethnic group in Charlestown city is White (non-Hispanic), making up 80.1% of the population. Hispanic or Latino residents account for 6.4%. The Black or African American population (4.0%) is well below the state average of 9.1%. The Asian population (0.4%) is well below the state average of 2.5%.

Education

23.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.0%.

Data Sources & Methodology

All demographic data for Charlestown city, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Charlestown city, Indiana?

Charlestown city, Indiana has a population of 8,118 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Charlestown city, IN?

The median household income in Charlestown city is $77,548, which is 1% lower the national median of $78,538.

What is the poverty rate in Charlestown city, IN?

The poverty rate in Charlestown city is 10.6%. This means approximately 851 residents live below the federal poverty line.

What is the racial makeup of Charlestown city, Indiana?

Charlestown city's population is 80.1% White, 4.0% Black, 6.4% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Charlestown city, IN?

The median home value in Charlestown city is $191,200. The home-value-to-income ratio is 2.5x.

How educated is Charlestown city, Indiana?

23.7% of adults (25+) in Charlestown city hold a bachelor's degree or higher, and 4.2% hold a graduate or professional degree.