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Monterey town, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Monterey town, Indiana has a total population of 270, the 646th largest city in Indiana, with a median household income of $36,866, which is 47% lower than the state average. The poverty rate is 6.7%.

Key Takeaways

Monterey town Quick Facts

Population 270
Median Household Income $36,866
Median Home Value $89,300
Poverty Rate 6.7%
Unemployment Rate 0.0%
Median Age 46.5 years
Homeownership Rate 43.6%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 8.2%
High School Graduation Rate 96.4%
Diversity Index 26/100
Population 270 646th of 967
Median Income $36,866 bottom 10%
Poverty Rate 6.7% 46% lower national
Median Home Value $89,300 bottom 20%

How Monterey town Compares

Economy & Housing

Employment

0.0% Unemployment Rate State: 4.3% | National: 5.2%
76.5% Labor Force Participation

Housing Overview

Owner 43.6%
Renter 56.4%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

26out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Monterey town Rankings in Indiana

#646 Population of 967
#786 Median Income of 967
#683 Education of 967
#677 Home Value of 967

Cities Similar to Monterey town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Freetown CDP266N/A$117,6000.0%18.1%
Leroy CDP278N/AN/A0.0%0.0%
Tocsin CDP269$34,525$86,5005.2%0.0%
Forest CDP281N/A$68,3000.0%11.7%
Crane town257N/AN/A5.6%33.5%

Population Overview

Monterey town is a small community located in Indiana. The total population is 270. It ranks as the 646th most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Monterey town is 46.5 years. This is 22% higher than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Monterey town is $36,866. This is 47% lower than the state median of $70,051. Compared to the national median of $78,538, household income here is 53% lower. The poverty rate stands at 6.7%. This is 45% lower than the state poverty rate of 12.2%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 4.3%. The median home value is $89,300. Housing costs are 56% lower than the state median of $201,600. With a home-value-to-income ratio of just 2.4x, Monterey town is one of the most affordable housing markets in the area. 43.6% of occupied housing units are owner-occupied. This homeownership rate is 38% lower than the state average of 70.3%.

Race & Ethnicity

Monterey town has a predominantly White (non-Hispanic) population, comprising 85.2% of all residents. Hispanic or Latino residents account for 11.8%.

Education

8.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 71% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.4%.

Data Sources & Methodology

All demographic data for Monterey town, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Monterey town, Indiana?

Monterey town, Indiana has a population of 270 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Monterey town, IN?

The median household income in Monterey town is $36,866, which is 53% lower the national median of $78,538.

What is the poverty rate in Monterey town, IN?

The poverty rate in Monterey town is 6.7%. This means approximately 18 residents live below the federal poverty line.

What is the racial makeup of Monterey town, Indiana?

Monterey town's population is 85.2% White, 0.0% Black, 11.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Monterey town, IN?

The median home value in Monterey town is $89,300. The home-value-to-income ratio is 2.4x.

How educated is Monterey town, Indiana?

8.2% of adults (25+) in Monterey town hold a bachelor's degree or higher, and 2.6% hold a graduate or professional degree.