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Montgomery town, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Montgomery town, Indiana has a total population of 1,184, the 323rd largest city in Indiana, with a median household income of $93,750, which is 34% higher than the state average. The poverty rate is 2.6%.

Key Takeaways

Montgomery town Quick Facts

Population 1,184
Median Household Income $93,750
Median Home Value $226,000
Poverty Rate 2.6%
Unemployment Rate 0.2%
Median Age 46.1 years
Homeownership Rate 85.5%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 16.5%
High School Graduation Rate 91.5%
Diversity Index 5/100
Population 1,184 323rd of 967
Median Income $93,750 top 20%
Poverty Rate 2.6% 79% lower national
Median Home Value $226,000 top 20%

How Montgomery town Compares

Economy & Housing

Employment

0.2% Unemployment Rate State: 4.3% | National: 5.2%
61.4% Labor Force Participation

Housing Overview

Owner 85.5%
Renter 14.5%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

5out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Montgomery town Rankings in Indiana

#323 Population of 967
#114 Median Income of 967
#408 Education of 967
#130 Home Value of 967

Cities Similar to Montgomery town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cordry Sweetwater Lakes CDP1,200$100,167$284,20037.7%3.2%
Hudson Lake CDP1,245$95,116$163,50023.2%4.4%
Prince's Lakes town1,257$93,125$228,80017.8%5.5%
St. Wendel CDP1,120$83,182$267,90020.6%7.0%
Mexico CDP1,122$82,695$106,80017.6%0.0%

Population Overview

Montgomery town is a small community located in Indiana, within Owen County. The total population is 1,184. It ranks as the 323rd most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Montgomery town is 46.1 years. This is 21% higher than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Montgomery town is $93,750. This is 34% higher than the state median of $70,051. Compared to the national median of $78,538, household income here is 19% higher. The poverty rate stands at 2.6%. This is 78% lower than the state poverty rate of 12.2%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.2%. This is 96% lower than the state rate of 4.3%. The median home value is $226,000. Housing costs are 12% higher than the state median of $201,600. With a home-value-to-income ratio of just 2.4x, Montgomery town is one of the most affordable housing markets in the area. 85.5% of occupied housing units are owner-occupied. This homeownership rate is 21% higher than the state average of 70.3%.

Race & Ethnicity

Montgomery town has a predominantly White (non-Hispanic) population, comprising 97.3% of all residents. Hispanic or Latino residents account for 2.0%. The Hispanic or Latino population (2.0%) is well below the state average of 8.4%. The Asian population (0.3%) is well below the state average of 2.5%.

Education

16.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.5%.

Data Sources & Methodology

All demographic data for Montgomery town, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Montgomery town, Indiana?

Montgomery town, Indiana has a population of 1,184 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Montgomery town, IN?

The median household income in Montgomery town is $93,750, which is 19% higher the national median of $78,538.

What is the poverty rate in Montgomery town, IN?

The poverty rate in Montgomery town is 2.6%. This means approximately 31 residents live below the federal poverty line.

What is the racial makeup of Montgomery town, Indiana?

Montgomery town's population is 97.3% White, 0.0% Black, 2.0% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Montgomery town, IN?

The median home value in Montgomery town is $226,000. The home-value-to-income ratio is 2.4x.

How educated is Montgomery town, Indiana?

16.5% of adults (25+) in Montgomery town hold a bachelor's degree or higher, and 7.3% hold a graduate or professional degree.