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Oakland City city, Indiana Demographics & Population 2026

Very AffordableHome value to income ratio of 2.1x is exceptionally low

As of 2026, Oakland City city, Indiana has a total population of 2,635, the 192nd largest city in Indiana, with a median household income of $48,750, which is 30% lower than the state average. The poverty rate is 14.9%.

Key Takeaways

Oakland City city Quick Facts

Population 2,635
Median Household Income $48,750
Median Home Value $102,000
Poverty Rate 14.9%
Unemployment Rate 7.4%
Median Age 38.5 years
Homeownership Rate 59.5%
Affordability Ratio 2.1x
Bachelor's Degree or Higher 17.6%
High School Graduation Rate 82.2%
Diversity Index 22/100
Population 2,635 192nd of 967
Median Income $48,750 bottom 20%
Poverty Rate 14.9% 20% higher national
Median Home Value $102,000 bottom 30%

How Oakland City city Compares

Economy & Housing

Employment

7.4% Unemployment Rate State: 4.3% | National: 5.2%
58.1% Labor Force Participation

Housing Overview

Owner 59.5%
Renter 40.5%
Affordability Index Very Affordable
2.1x home value to income ratio

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Oakland City city Rankings in Indiana

#192 Population of 967
#661 Median Income of 967
#368 Education of 967
#594 Home Value of 967

Cities Similar to Oakland City city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Butler city2,632$50,179$100,7007.7%23.0%
Rockville town2,551$48,125$97,80012.7%26.6%
Fairmount town2,575$45,163$96,70010.7%22.4%
Centerville town2,748$50,724$133,20011.7%16.0%
Lagrange town2,770$51,786$124,00010.1%16.6%

Population Overview

Oakland City city is a small community located in Indiana. The total population is 2,635. It ranks as the 192nd most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Oakland City city is 38.5 years. This is 1% higher than the state median of 38.0 years. 11.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Oakland City city is $48,750. This is 30% lower than the state median of $70,051. Compared to the national median of $78,538, household income here is 38% lower. The poverty rate stands at 14.9%. This is 23% higher than the state poverty rate of 12.2%. The unemployment rate is 7.4%. This is 73% higher than the state rate of 4.3%. The median home value is $102,000. Housing costs are 49% lower than the state median of $201,600. With a home-value-to-income ratio of just 2.1x, Oakland City city is one of the most affordable housing markets in the area. 59.5% of occupied housing units are owner-occupied. This homeownership rate is 15% lower than the state average of 70.3%.

Race & Ethnicity

Oakland City city has a predominantly White (non-Hispanic) population, comprising 88.0% of all residents. Hispanic or Latino residents account for 4.1%. The Black or African American population (2.9%) is well below the state average of 9.1%. The Hispanic or Latino population (4.1%) is well below the state average of 8.4%. The Asian population (0.8%) is well below the state average of 2.5%.

Education

17.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 82.2%.

Data Sources & Methodology

All demographic data for Oakland City city, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Oakland City city, Indiana?

Oakland City city, Indiana has a population of 2,635 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Oakland City city, IN?

The median household income in Oakland City city is $48,750, which is 38% lower the national median of $78,538.

What is the poverty rate in Oakland City city, IN?

The poverty rate in Oakland City city is 14.9%. This means approximately 355 residents live below the federal poverty line.

What is the racial makeup of Oakland City city, Indiana?

Oakland City city's population is 88.0% White, 2.9% Black, 4.1% Hispanic/Latino, and 0.8% Asian.

What is the median home value in Oakland City city, IN?

The median home value in Oakland City city is $102,000. The home-value-to-income ratio is 2.1x.

How educated is Oakland City city, Indiana?

17.6% of adults (25+) in Oakland City city hold a bachelor's degree or higher, and 8.7% hold a graduate or professional degree.