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Spencerville CDP, Indiana Demographics & Population 2026

Lowest PovertyLowest poverty rate in Indiana

As of 2026, Spencerville CDP, Indiana has a total population of 322, the 599th largest city in Indiana, with a median household income of $43,542, which is 38% lower than the state average. The poverty rate is 0.0%.

Key Takeaways

Spencerville CDP Quick Facts

Population 322
Median Household Income $43,542
Median Home Value $141,700
Poverty Rate 0.0%
Unemployment Rate 15.0%
Median Age 50.2 years
Homeownership Rate 91.8%
Affordability Ratio 3.3x
Bachelor's Degree or Higher 23.4%
High School Graduation Rate 100.0%
Diversity Index 29/100
Population 322 599th of 967
Median Income $43,542 bottom 10%
Poverty Rate 0.0% 100% lower national
Median Home Value $141,700 average

How Spencerville CDP Compares

Economy & Housing

Employment

15.0% Unemployment Rate State: 4.3% | National: 5.2%
72.9% Labor Force Participation

Housing Overview

Owner 91.8%
Renter 8.2%
Affordability Index Affordable
3.3x home value to income ratio

People & Demographics

Diversity Index

29out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Spencerville CDP Rankings in Indiana

#599 Population of 967
#742 Median Income of 967
#243 Education of 967
#354 Home Value of 967

Cities Similar to Spencerville CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Helmsburg CDP322N/A$86,0001.3%7.4%
Herbst CDP323N/AN/A11.7%17.0%
Harrodsburg CDP315N/A$187,50025.5%6.0%
West Harrison town327$44,125$127,9003.3%13.5%
Arthur CDP311N/A$112,50022.5%40.8%

Population Overview

Spencerville CDP is a small community located in Indiana. The total population is 322. It ranks as the 599th most populous out of 967 cities and towns in Indiana.

Age Demographics

The median age in Spencerville CDP is 50.2 years. This is 32% higher than the state median of 38.0 years.

Economy, Income & Housing

The median household income in Spencerville CDP is $43,542. This is 38% lower than the state median of $70,051. Compared to the national median of $78,538, household income here is 45% lower. The poverty rate stands at 0.0%. This is 100% lower than the state poverty rate of 12.2%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 15.0%. This is 249% higher than the state rate of 4.3%. The median home value is $141,700. Housing costs are 30% lower than the state median of $201,600. The home-value-to-income ratio is 3.3x. 91.8% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 70.3%.

Race & Ethnicity

The largest racial or ethnic group in Spencerville CDP is White (non-Hispanic), making up 82.3% of the population. Hispanic or Latino residents account for 17.7%. The Hispanic or Latino population is significantly higher than the state average (17.7% vs 8.4%).

Education

23.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 19% lower than the state rate of 28.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 100.0%. Notably, 18.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Spencerville CDP, Indiana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Indiana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 967 Census-designated places in Indiana. For official data, visit data.census.gov.

Free data download: Get all Indiana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Spencerville CDP, Indiana?

Spencerville CDP, Indiana has a population of 322 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Spencerville CDP, IN?

The median household income in Spencerville CDP is $43,542, which is 45% lower the national median of $78,538.

What is the poverty rate in Spencerville CDP, IN?

The poverty rate in Spencerville CDP is 0.0%. This means approximately 0 residents live below the federal poverty line.

What is the racial makeup of Spencerville CDP, Indiana?

Spencerville CDP's population is 82.3% White, 0.0% Black, 17.7% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Spencerville CDP, IN?

The median home value in Spencerville CDP is $141,700. The home-value-to-income ratio is 3.3x.

How educated is Spencerville CDP, Indiana?

23.4% of adults (25+) in Spencerville CDP hold a bachelor's degree or higher, and 18.6% hold a graduate or professional degree.