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Bayard city, Iowa Demographics & Population 2026

High PovertyPoverty rate of 31.5% is well above the state average
Very AffordableHome value to income ratio of 1.3x is exceptionally low

As of 2026, Bayard city, Iowa has a total population of 399, the 527th largest city in Iowa, with a median household income of $43,750, which is 40% lower than the state average. The poverty rate is 31.5%.

Key Takeaways

Bayard city Quick Facts

Population 399
Median Household Income $43,750
Median Home Value $57,700
Poverty Rate 31.5%
Unemployment Rate 4.1%
Median Age 39.1 years
Homeownership Rate 78.1%
Affordability Ratio 1.3x
Bachelor's Degree or Higher 3.3%
High School Graduation Rate 96.0%
Diversity Index 14/100
Population 399 527th of 1,018
Median Income $43,750 bottom 10%
Poverty Rate 31.5% 153% higher national
Median Home Value $57,700 bottom 10%

How Bayard city Compares

Economy & Housing

Employment

4.1% Unemployment Rate State: 3.6% | National: 5.2%
63.6% Labor Force Participation

Housing Overview

Owner 78.1%
Renter 21.9%
Affordability Index Very Affordable
1.3x home value to income ratio

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

Bayard city Rankings in Iowa

#527 Population of 1,018
#884 Median Income of 1,018
#947 Education of 1,018
#861 Home Value of 1,018

Cities Similar to Bayard city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Otho city397$42,083$85,60011.3%15.4%
Spillville city409$42,750$156,60020.4%16.9%
Allerton city413$45,417$85,00015.5%25.2%
Lorimor city375$43,281$67,9004.5%25.3%
Dow City city384$46,932$130,2003.9%15.1%

Population Overview

Bayard city is a small community located in Iowa. The total population is 399. It ranks as the 527th most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in Bayard city is 39.1 years. This is 1% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Bayard city is $43,750. This is 40% lower than the state median of $73,147. Compared to the national median of $78,538, household income here is 44% lower. The poverty rate stands at 31.5%. This is 186% higher than the state poverty rate of 11.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.1%. This is 12% higher than the state rate of 3.6%. The median home value is $57,700. Housing costs are 71% lower than the state median of $195,900. With a home-value-to-income ratio of just 1.3x, Bayard city is one of the most affordable housing markets in the area. 78.1% of occupied housing units are owner-occupied. This homeownership rate is 9% higher than the state average of 71.5%.

Race & Ethnicity

Bayard city has a predominantly White (non-Hispanic) population, comprising 92.7% of all residents. Hispanic or Latino residents account for 2.8%. The Hispanic or Latino population (2.8%) is well below the state average of 7.0%.

Education

3.3% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 89% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%.

Data Sources & Methodology

All demographic data for Bayard city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Bayard city, Iowa?

Bayard city, Iowa has a population of 399 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Bayard city, IA?

The median household income in Bayard city is $43,750, which is 44% lower the national median of $78,538.

What is the poverty rate in Bayard city, IA?

The poverty rate in Bayard city is 31.5%. This means approximately 124 residents live below the federal poverty line.

What is the racial makeup of Bayard city, Iowa?

Bayard city's population is 92.7% White, 2.5% Black, 2.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Bayard city, IA?

The median home value in Bayard city is $57,700. The home-value-to-income ratio is 1.3x.

How educated is Bayard city, Iowa?

3.3% of adults (25+) in Bayard city hold a bachelor's degree or higher, and 0.7% hold a graduate or professional degree.