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Bernard city, Iowa Demographics & Population 2026

As of 2026, Bernard city, Iowa has a total population of 101, the 856th largest city in Iowa, with a median household income of $63,750, which is 13% lower than the state average. The poverty rate is 5.9%.

Key Takeaways

Bernard city Quick Facts

Population 101
Median Household Income $63,750
Median Home Value $165,600
Poverty Rate 5.9%
Unemployment Rate 0.0%
Median Age 29.8 years
Homeownership Rate 97.8%
Affordability Ratio 2.6x
Bachelor's Degree or Higher 25.0%
High School Graduation Rate 98.7%
Diversity Index 2/100
Population 101 856th of 1,018
Median Income $63,750 average
Poverty Rate 5.9% 52% lower national
Median Home Value $165,600 top 30%

How Bernard city Compares

Economy & Housing

Employment

0.0% Unemployment Rate State: 3.6% | National: 5.2%
85.0% Labor Force Participation

Housing Overview

Owner 97.8%
Renter 2.2%
Affordability Index Very Affordable
2.6x home value to income ratio

People & Demographics

Diversity Index

2out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

Bernard city Rankings in Iowa

#856 Population of 1,018
#496 Median Income of 1,018
#227 Education of 1,018
#217 Home Value of 1,018

Cities Similar to Bernard city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Keomah Village city106N/A$189,60042.5%8.5%
Yarmouth CDP94N/AN/A0.0%0.0%
Dawson city108$65,667$82,0008.6%3.7%
Argyle CDP93N/AN/A12.9%9.7%
Sperry CDP93N/AN/A9.7%0.0%

Population Overview

Bernard city is a small community located in Iowa. The total population is 101. It ranks as the 856th most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in Bernard city is 29.8 years. This is 23% lower than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Bernard city is $63,750. This is 13% lower than the state median of $73,147. Compared to the national median of $78,538, household income here is 19% lower. The poverty rate stands at 5.9%. This is 46% lower than the state poverty rate of 11.0%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 3.6%. The median home value is $165,600. Housing costs are 15% lower than the state median of $195,900. With a home-value-to-income ratio of just 2.6x, Bernard city is one of the most affordable housing markets in the area. 97.8% of occupied housing units are owner-occupied. This homeownership rate is 37% higher than the state average of 71.5%.

Race & Ethnicity

Bernard city has a predominantly White (non-Hispanic) population, comprising 99.0% of all residents.

Education

25.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 19% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.7%.

Data Sources & Methodology

All demographic data for Bernard city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

Free data download: Get all Iowa city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Bernard city, Iowa?

Bernard city, Iowa has a population of 101 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Bernard city, IA?

The median household income in Bernard city is $63,750, which is 19% lower the national median of $78,538.

What is the poverty rate in Bernard city, IA?

The poverty rate in Bernard city is 5.9%. This means approximately 6 residents live below the federal poverty line.

What is the racial makeup of Bernard city, Iowa?

Bernard city's population is 99.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Bernard city, IA?

The median home value in Bernard city is $165,600. The home-value-to-income ratio is 2.6x.

How educated is Bernard city, Iowa?

25.0% of adults (25+) in Bernard city hold a bachelor's degree or higher, and 14.5% hold a graduate or professional degree.