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Cambridge city, Iowa Demographics & Population 2026

Very AffordableHome value to income ratio of 2.3x is exceptionally low

As of 2026, Cambridge city, Iowa has a total population of 948, the 299th largest city in Iowa, with a median household income of $74,531, which is 2% higher than the state average. The poverty rate is 10.4%.

Key Takeaways

Cambridge city Quick Facts

Population 948
Median Household Income $74,531
Median Home Value $172,800
Poverty Rate 10.4%
Unemployment Rate 3.4%
Median Age 38.8 years
Homeownership Rate 84.6%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 18.0%
High School Graduation Rate 96.7%
Diversity Index 22/100
Population 948 299th of 1,018
Median Income $74,531 top 30%
Poverty Rate 10.4% 16% lower national
Median Home Value $172,800 top 20%

How Cambridge city Compares

Economy & Housing

Employment

3.4% Unemployment Rate State: 3.6% | National: 5.2%
73.5% Labor Force Participation

Housing Overview

Owner 84.6%
Renter 15.4%
Affordability Index Very Affordable
2.3x home value to income ratio

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

Cambridge city Rankings in Iowa

#299 Population of 1,018
#267 Median Income of 1,018
#471 Education of 1,018
#191 Home Value of 1,018

Cities Similar to Cambridge city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Hospers city945$73,819$163,70015.4%14.1%
Fremont city937$73,239$89,50010.4%8.4%
Victor city946$70,694$116,20022.6%23.9%
Schleswig city940$71,271$130,40019.9%12.0%
Primghar city965$77,813$135,50020.4%7.2%

Population Overview

Cambridge city is a small community located in Iowa. The total population is 948. It ranks as the 299th most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in Cambridge city is 38.8 years. This is about average than the state median of 38.6 years. With 28.3% of the population under 18, Cambridge city has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Cambridge city is $74,531. This is 2% higher than the state median of $73,147. Compared to the national median of $78,538, household income here is 5% lower. The poverty rate stands at 10.4%. This is 5% lower than the state poverty rate of 11.0%. The unemployment rate is 3.4%. This is 5% lower than the state rate of 3.6%. The median home value is $172,800. Housing costs are 12% lower than the state median of $195,900. With a home-value-to-income ratio of just 2.3x, Cambridge city is one of the most affordable housing markets in the area. 84.6% of occupied housing units are owner-occupied. This homeownership rate is 18% higher than the state average of 71.5%.

Race & Ethnicity

Cambridge city has a predominantly White (non-Hispanic) population, comprising 88.1% of all residents. Hispanic or Latino residents account for 6.7%. The Black or African American population (0.4%) is well below the state average of 3.8%. The Asian population (0.2%) is well below the state average of 2.4%.

Education

18.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 42% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.7%.

Data Sources & Methodology

All demographic data for Cambridge city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

Free data download: Get all Iowa city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cambridge city, Iowa?

Cambridge city, Iowa has a population of 948 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cambridge city, IA?

The median household income in Cambridge city is $74,531, which is 5% lower the national median of $78,538.

What is the poverty rate in Cambridge city, IA?

The poverty rate in Cambridge city is 10.4%. This means approximately 97 residents live below the federal poverty line.

What is the racial makeup of Cambridge city, Iowa?

Cambridge city's population is 88.1% White, 0.4% Black, 6.7% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Cambridge city, IA?

The median home value in Cambridge city is $172,800. The home-value-to-income ratio is 2.3x.

How educated is Cambridge city, Iowa?

18.0% of adults (25+) in Cambridge city hold a bachelor's degree or higher, and 4.4% hold a graduate or professional degree.