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Cedar Falls city, Iowa Demographics & Population 2026

As of 2026, Cedar Falls city, Iowa has a total population of 40,662, the 14th largest city in Iowa, with a median household income of $74,165, which is 1% higher than the state average. The poverty rate is 15.6%.

Key Takeaways

Cedar Falls city Quick Facts

Population 40,662
Median Household Income $74,165
Median Home Value $252,500
Poverty Rate 15.6%
Unemployment Rate 3.2%
Median Age 29.8 years
Homeownership Rate 62.6%
Affordability Ratio 3.4x
Bachelor's Degree or Higher 49.2%
High School Graduation Rate 97.4%
Diversity Index 19/100
Population 40,662 14th of 1,018
Median Income $74,165 top 30%
Poverty Rate 15.6% 25% higher national
Median Home Value $252,500 top 10%

How Cedar Falls city Compares

Economy & Housing

Employment

3.2% Unemployment Rate State: 3.6% | National: 5.2%
68.1% Labor Force Participation

Housing Overview

Owner 62.6%
Renter 37.4%
Affordability Index Affordable
3.4x home value to income ratio

People & Demographics

Diversity Index

19out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

Cedar Falls city Rankings in Iowa

#14 Population of 1,018
#270 Median Income of 1,018
#41 Education of 1,018
#70 Home Value of 1,018

Other Cities in Black Hawk County

CityPopulationMedian IncomePovertyHome Value
Waterloo city 66,947 $56,344 16.4% $150,200
Evansdale city 4,530 $57,415 20.8% $138,200

Cities Similar to Cedar Falls city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Marion city41,690$87,105$230,80039.2%7.0%
Bettendorf city39,297$102,917$295,60051.3%6.3%
Urbandale city46,026$113,086$318,80051.4%6.3%
Marshalltown city27,491$68,854$117,10019.7%14.0%
Dubuque city59,271$64,985$193,10033.6%12.2%

Population Overview

Cedar Falls city is a mid-sized community located in Iowa, within Black Hawk County. The total population is 40,662. It ranks as the 14th most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in Cedar Falls city is 29.8 years. This is 23% lower than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Cedar Falls city is $74,165. This is 1% higher than the state median of $73,147. Compared to the national median of $78,538, household income here is 6% lower. The poverty rate stands at 15.6%. This is 42% higher than the state poverty rate of 11.0%. The unemployment rate is 3.2%. This is 12% lower than the state rate of 3.6%. The median home value is $252,500. Housing costs are 29% higher than the state median of $195,900. The home-value-to-income ratio is 3.4x. 62.6% of occupied housing units are owner-occupied. This homeownership rate is 13% lower than the state average of 71.5%.

Race & Ethnicity

Cedar Falls city has a predominantly White (non-Hispanic) population, comprising 90.0% of all residents. Asian residents account for 3.3%. The Black or African American population (1.5%) is well below the state average of 3.8%. The Hispanic or Latino population (2.8%) is well below the state average of 7.0%.

Education

49.2% of residents aged 25 and older hold a bachelor's degree or higher. This places Cedar Falls city in the top 10% of all cities in the state for educational attainment. This is 59% higher than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.4%. Notably, 21.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Cedar Falls city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

Free data download: Get all Iowa city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cedar Falls city, Iowa?

Cedar Falls city, Iowa has a population of 40,662 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cedar Falls city, IA?

The median household income in Cedar Falls city is $74,165, which is 6% lower the national median of $78,538.

What is the poverty rate in Cedar Falls city, IA?

The poverty rate in Cedar Falls city is 15.6%. This means approximately 5,769 residents live below the federal poverty line.

What is the racial makeup of Cedar Falls city, Iowa?

Cedar Falls city's population is 90.0% White, 1.5% Black, 2.8% Hispanic/Latino, and 3.3% Asian.

What is the median home value in Cedar Falls city, IA?

The median home value in Cedar Falls city is $252,500. The home-value-to-income ratio is 3.4x.

How educated is Cedar Falls city, Iowa?

49.2% of adults (25+) in Cedar Falls city hold a bachelor's degree or higher, and 21.3% hold a graduate or professional degree.