Charlotte city, Iowa Demographics & Population 2026
As of 2026, Charlotte city, Iowa has a total population of 431, the 506th largest city in Iowa, with a median household income of $69,792, which is 5% lower than the state average. The poverty rate is 13.2%.
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 1.4x.
Charlotte city Quick Facts
How Charlotte city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 30 | National average: 60
Education
Educational Attainment (Adults 25+)
Charlotte city Rankings in Iowa
Explore Iowa Rankings
Cities Similar to Charlotte city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Galva city | 432 | $70,714 | $80,700 | 12.6% | 20.6% |
| Silver City city | 435 | $68,214 | $139,000 | 6.4% | 9.4% |
| Vail city | 431 | $66,458 | $82,100 | 15.8% | 24.4% |
| McCallsburg city | 435 | $72,898 | $169,000 | 9.7% | 6.9% |
| Bennett city | 418 | $65,714 | $135,800 | 9.0% | 12.7% |
Population Overview
Charlotte city is a small community located in Iowa. The total population is 431. It ranks as the 506th most populous out of 1,018 cities and towns in Iowa.
Age Demographics
The median age in Charlotte city is 36.8 years. This is 5% lower than the state median of 38.6 years.
Economy, Income & Housing
The median household income in Charlotte city is $69,792. This is 5% lower than the state median of $73,147. Compared to the national median of $78,538, household income here is 11% lower. The poverty rate stands at 13.2%. This is 20% higher than the state poverty rate of 11.0%. The unemployment rate is 2.8%. This is 24% lower than the state rate of 3.6%. The median home value is $95,500. Housing costs are 51% lower than the state median of $195,900. With a home-value-to-income ratio of just 1.4x, Charlotte city is one of the most affordable housing markets in the area. 78.1% of occupied housing units are owner-occupied. This homeownership rate is 9% higher than the state average of 71.5%.
Race & Ethnicity
The largest racial or ethnic group in Charlotte city is White (non-Hispanic), making up 79.1% of the population. Hispanic or Latino residents account for 13.9%. The Hispanic or Latino population is significantly higher than the state average (13.9% vs 7.0%).
Education
14.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 54% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.2%.
Data Sources & Methodology
All demographic data for Charlotte city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Charlotte city, Iowa?
Charlotte city, Iowa has a population of 431 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Charlotte city, IA?
The median household income in Charlotte city is $69,792, which is 11% lower the national median of $78,538.
What is the poverty rate in Charlotte city, IA?
The poverty rate in Charlotte city is 13.2%. This means approximately 56 residents live below the federal poverty line.
What is the racial makeup of Charlotte city, Iowa?
Charlotte city's population is 79.1% White, 0.0% Black, 13.9% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Charlotte city, IA?
The median home value in Charlotte city is $95,500. The home-value-to-income ratio is 1.4x.
How educated is Charlotte city, Iowa?
14.2% of adults (25+) in Charlotte city hold a bachelor's degree or higher, and 3.1% hold a graduate or professional degree.