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Cumberland city, Iowa Demographics & Population 2026

Very AffordableHome value to income ratio of 1.4x is exceptionally low

As of 2026, Cumberland city, Iowa has a total population of 262, the 641st largest city in Iowa, with a median household income of $44,427, which is 39% lower than the state average. The poverty rate is 16.8%.

Key Takeaways

Cumberland city Quick Facts

Population 262
Median Household Income $44,427
Median Home Value $60,000
Poverty Rate 16.8%
Unemployment Rate 4.9%
Median Age 45.6 years
Homeownership Rate 70.3%
Affordability Ratio 1.4x
Bachelor's Degree or Higher 8.4%
High School Graduation Rate 73.7%
Diversity Index 12/100
Population 262 641st of 1,018
Median Income $44,427 bottom 10%
Poverty Rate 16.8% 35% higher national
Median Home Value $60,000 bottom 20%

How Cumberland city Compares

Economy & Housing

Employment

4.9% Unemployment Rate State: 3.6% | National: 5.2%
46.8% Labor Force Participation

Housing Overview

Owner 70.3%
Renter 29.7%
Affordability Index Very Affordable
1.4x home value to income ratio

People & Demographics

Diversity Index

12out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

Cumberland city Rankings in Iowa

#641 Population of 1,018
#881 Median Income of 1,018
#828 Education of 1,018
#846 Home Value of 1,018

Cities Similar to Cumberland city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Mallard city268$44,625$55,4006.7%15.7%
Randolph city268$44,659$93,30023.6%6.5%
Kirkville city254N/A$77,5000.6%8.7%
Holy Cross city264$47,188$184,40020.4%3.0%
Mystic city257$42,222$56,9003.5%9.7%

Population Overview

Cumberland city is a small community located in Iowa. The total population is 262. It ranks as the 641st most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in Cumberland city is 45.6 years. This is 18% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Cumberland city is $44,427. This is 39% lower than the state median of $73,147. Compared to the national median of $78,538, household income here is 43% lower. The poverty rate stands at 16.8%. This is 53% higher than the state poverty rate of 11.0%. The unemployment rate is 4.9%. This is 35% higher than the state rate of 3.6%. The median home value is $60,000. Housing costs are 69% lower than the state median of $195,900. With a home-value-to-income ratio of just 1.4x, Cumberland city is one of the most affordable housing markets in the area. 70.3% of occupied housing units are owner-occupied. This homeownership rate is 2% lower than the state average of 71.5%.

Race & Ethnicity

Cumberland city has a predominantly White (non-Hispanic) population, comprising 93.1% of all residents.

Education

8.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 73% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 73.7%.

Data Sources & Methodology

All demographic data for Cumberland city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

Free data download: Get all Iowa city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Cumberland city, Iowa?

Cumberland city, Iowa has a population of 262 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cumberland city, IA?

The median household income in Cumberland city is $44,427, which is 43% lower the national median of $78,538.

What is the poverty rate in Cumberland city, IA?

The poverty rate in Cumberland city is 16.8%. This means approximately 44 residents live below the federal poverty line.

What is the racial makeup of Cumberland city, Iowa?

Cumberland city's population is 93.1% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Cumberland city, IA?

The median home value in Cumberland city is $60,000. The home-value-to-income ratio is 1.4x.

How educated is Cumberland city, Iowa?

8.4% of adults (25+) in Cumberland city hold a bachelor's degree or higher, and 3.7% hold a graduate or professional degree.