Elkhart city, Iowa Demographics & Population 2026

Name: Elkhart city, Iowa Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Elkhart city, Iowa has a total population of 680, the 400th largest city in Iowa, with a median household income of $81,771, which is 12% higher than the state average. The poverty rate is 9.8%.

Key Takeaways

Near full employment with an unemployment rate of just 0.5%.

Elkhart city Quick Facts

Population 680

Median Household Income $81,771

Median Home Value $241,700

Poverty Rate 9.8%

Unemployment Rate 0.5%

Median Age 38.7 years

Homeownership Rate 85.9%

Affordability Ratio 3.0x

Bachelor's Degree or Higher 25.8%

High School Graduation Rate 92.7%

Diversity Index 15/100

Population 680 400th of 1,018

Median Income $81,771 top 20%

Poverty Rate 9.8% 22% lower national

Median Home Value $241,700 top 10%

How Elkhart city Compares

Median Household Income

Elkhart city

$81,771

$73,147

National

$78,538

Median Home Value

Elkhart city

$241,700

$195,900

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 11.3%

$25K-$50K 10.6%

$50K-$100K 42.4%

$100K+ 35.7%

Employment

0.5% Unemployment Rate State: 3.6% | National: 5.2%

74.3% Labor Force Participation

Housing Overview

Owner 85.9%

Renter 14.1%

Affordability Index Affordable

3.0x home value to income ratio

People & Demographics

Age Distribution

Under 18

23.7%

18-34

22.1%

35-54

28.2%

55-74

23.4%

75+

2.6%

Race & Ethnicity

Diversity Index

Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

Educational Attainment (Adults 25+)

Elkhart city Rankings in Iowa

#400 Population of 1,018

#179 Median Income of 1,018

#214 Education of 1,018

#83 Home Value of 1,018

Explore Iowa Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Elkhart city

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Stanton city	670	$80,938	$97,400	22.4%	6.6%
Boyden city	702	$81,354	$175,300	18.6%	11.5%
Albert City city	680	$76,094	$92,500	16.9%	13.2%
Amana CDP	650	N/A	$237,900	62.2%	4.2%
Ventura city	708	$83,125	$344,800	38.4%	6.5%

Population Overview

Elkhart city is a small community located in Iowa. The total population is 680. It ranks as the 400th most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in Elkhart city is 38.7 years. This is about average than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Elkhart city is $81,771. This is 12% higher than the state median of $73,147. Compared to the national median of $78,538, household income here is 4% higher. The poverty rate stands at 9.8%. This is 11% lower than the state poverty rate of 11.0%. The unemployment rate is 0.5%. This is 86% lower than the state rate of 3.6%. The median home value is $241,700. Housing costs are 23% higher than the state median of $195,900. The home-value-to-income ratio is 3.0x. 85.9% of occupied housing units are owner-occupied. This homeownership rate is 20% higher than the state average of 71.5%.

Race & Ethnicity

Elkhart city has a predominantly White (non-Hispanic) population, comprising 92.1% of all residents. Black or African American residents account for 3.2%. The Hispanic or Latino population (1.8%) is well below the state average of 7.0%. The Asian population (0.3%) is well below the state average of 2.4%.

Education

25.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 16% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.7%.

Data Sources & Methodology

All demographic data for Elkhart city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Elkhart city, Iowa?

Elkhart city, Iowa has a population of 680 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Elkhart city, IA?

The median household income in Elkhart city is $81,771, which is 4% higher the national median of $78,538.

What is the poverty rate in Elkhart city, IA?

The poverty rate in Elkhart city is 9.8%. This means approximately 66 residents live below the federal poverty line.

What is the racial makeup of Elkhart city, Iowa?

Elkhart city's population is 92.1% White, 3.2% Black, 1.8% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Elkhart city, IA?

The median home value in Elkhart city is $241,700. The home-value-to-income ratio is 3.0x.

How educated is Elkhart city, Iowa?

25.8% of adults (25+) in Elkhart city hold a bachelor's degree or higher, and 2.6% hold a graduate or professional degree.