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Montezuma city, Iowa Demographics & Population 2026

Very AffordableHome value to income ratio of 2.5x is exceptionally low

As of 2026, Montezuma city, Iowa has a total population of 1,257, the 242nd largest city in Iowa, with a median household income of $63,375, which is 13% lower than the state average. The poverty rate is 17.6%.

Key Takeaways

Montezuma city Quick Facts

Population 1,257
Median Household Income $63,375
Median Home Value $157,800
Poverty Rate 17.6%
Unemployment Rate 8.7%
Median Age 45.1 years
Homeownership Rate 54.1%
Affordability Ratio 2.5x
Bachelor's Degree or Higher 21.2%
High School Graduation Rate 95.6%
Diversity Index 13/100
Population 1,257 242nd of 1,018
Median Income $63,375 average
Poverty Rate 17.6% 41% higher national
Median Home Value $157,800 top 30%

How Montezuma city Compares

Economy & Housing

Employment

8.7% Unemployment Rate State: 3.6% | National: 5.2%
62.9% Labor Force Participation

Housing Overview

Owner 54.1%
Renter 45.9%
Affordability Index Very Affordable
2.5x home value to income ratio

People & Demographics

Diversity Index

13out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

Montezuma city Rankings in Iowa

#242 Population of 1,018
#507 Median Income of 1,018
#339 Education of 1,018
#256 Home Value of 1,018

Cities Similar to Montezuma city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Elkader city1,249$61,786$134,30026.0%7.5%
Baxter city1,251$60,625$162,30020.1%15.3%
Sheffield city1,204$64,297$138,50019.3%16.3%
Manly city1,288$67,083$110,90020.7%9.1%
Clarksville city1,248$55,781$114,20016.8%16.0%

Population Overview

Montezuma city is a small community located in Iowa. The total population is 1,257. It ranks as the 242nd most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in Montezuma city is 45.1 years. This is 17% higher than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Montezuma city is $63,375. This is 13% lower than the state median of $73,147. Compared to the national median of $78,538, household income here is 19% lower. The poverty rate stands at 17.6%. This is 60% higher than the state poverty rate of 11.0%. The unemployment rate is 8.7%. This is 141% higher than the state rate of 3.6%. The median home value is $157,800. Housing costs are 19% lower than the state median of $195,900. With a home-value-to-income ratio of just 2.5x, Montezuma city is one of the most affordable housing markets in the area. 54.1% of occupied housing units are owner-occupied. This homeownership rate is 24% lower than the state average of 71.5%.

Race & Ethnicity

Montezuma city has a predominantly White (non-Hispanic) population, comprising 92.8% of all residents. Hispanic or Latino residents account for 1.4%. The Hispanic or Latino population (1.4%) is well below the state average of 7.0%. The Asian population (0.5%) is well below the state average of 2.4%.

Education

21.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.6%.

Data Sources & Methodology

All demographic data for Montezuma city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Montezuma city, Iowa?

Montezuma city, Iowa has a population of 1,257 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Montezuma city, IA?

The median household income in Montezuma city is $63,375, which is 19% lower the national median of $78,538.

What is the poverty rate in Montezuma city, IA?

The poverty rate in Montezuma city is 17.6%. This means approximately 215 residents live below the federal poverty line.

What is the racial makeup of Montezuma city, Iowa?

Montezuma city's population is 92.8% White, 0.0% Black, 1.4% Hispanic/Latino, and 0.5% Asian.

What is the median home value in Montezuma city, IA?

The median home value in Montezuma city is $157,800. The home-value-to-income ratio is 2.5x.

How educated is Montezuma city, Iowa?

21.2% of adults (25+) in Montezuma city hold a bachelor's degree or higher, and 6.4% hold a graduate or professional degree.