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Panama city, Iowa Demographics & Population 2026

Very AffordableHome value to income ratio of 2.0x is exceptionally low

As of 2026, Panama city, Iowa has a total population of 283, the 620th largest city in Iowa, with a median household income of $61,250, which is 16% lower than the state average. The poverty rate is 4.3%.

Key Takeaways

Panama city Quick Facts

Population 283
Median Household Income $61,250
Median Home Value $121,600
Poverty Rate 4.3%
Unemployment Rate 0.0%
Median Age 36.8 years
Homeownership Rate 76.6%
Affordability Ratio 2.0x
Bachelor's Degree or Higher 12.6%
High School Graduation Rate 97.3%
Diversity Index 20/100
Population 283 620th of 1,018
Median Income $61,250 average
Poverty Rate 4.3% 66% lower national
Median Home Value $121,600 average

How Panama city Compares

Economy & Housing

Employment

0.0% Unemployment Rate State: 3.6% | National: 5.2%
73.2% Labor Force Participation

Housing Overview

Owner 76.6%
Renter 23.4%
Affordability Index Very Affordable
2.0x home value to income ratio

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

Panama city Rankings in Iowa

#620 Population of 1,018
#553 Median Income of 1,018
#688 Education of 1,018
#423 Home Value of 1,018

Cities Similar to Panama city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Ladora city270$61,250$81,9009.7%13.0%
Danbury city291$64,028$75,70015.2%11.3%
Fertile city272$64,432$150,00016.2%4.8%
Garrison city292$57,083$65,0006.7%17.5%
Thor city276$56,250N/A6.0%44.6%

Population Overview

Panama city is a small community located in Iowa. The total population is 283. It ranks as the 620th most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in Panama city is 36.8 years. This is 5% lower than the state median of 38.6 years. With 30.0% of the population under 18, Panama city has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Panama city is $61,250. This is 16% lower than the state median of $73,147. Compared to the national median of $78,538, household income here is 22% lower. The poverty rate stands at 4.3%. This is 61% lower than the state poverty rate of 11.0%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.0%. This is 100% lower than the state rate of 3.6%. The median home value is $121,600. Housing costs are 38% lower than the state median of $195,900. With a home-value-to-income ratio of just 2.0x, Panama city is one of the most affordable housing markets in the area. 76.6% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 71.5%.

Race & Ethnicity

Panama city has a predominantly White (non-Hispanic) population, comprising 89.0% of all residents. Hispanic or Latino residents account for 7.8%.

Education

12.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 59% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.3%.

Data Sources & Methodology

All demographic data for Panama city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

Free data download: Get all Iowa city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Panama city, Iowa?

Panama city, Iowa has a population of 283 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Panama city, IA?

The median household income in Panama city is $61,250, which is 22% lower the national median of $78,538.

What is the poverty rate in Panama city, IA?

The poverty rate in Panama city is 4.3%. This means approximately 12 residents live below the federal poverty line.

What is the racial makeup of Panama city, Iowa?

Panama city's population is 89.0% White, 0.0% Black, 7.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Panama city, IA?

The median home value in Panama city is $121,600. The home-value-to-income ratio is 2.0x.

How educated is Panama city, Iowa?

12.6% of adults (25+) in Panama city hold a bachelor's degree or higher, and 3.3% hold a graduate or professional degree.