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St. Charles city, Iowa Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, St. Charles city, Iowa has a total population of 891, the 319th largest city in Iowa, with a median household income of $81,944, which is 12% higher than the state average. The poverty rate is 6.3%.

Key Takeaways

St. Charles city Quick Facts

Population 891
Median Household Income $81,944
Median Home Value $197,100
Poverty Rate 6.3%
Unemployment Rate 4.9%
Median Age 33.0 years
Homeownership Rate 74.7%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 18.8%
High School Graduation Rate 95.6%
Diversity Index 14/100
Population 891 319th of 1,018
Median Income $81,944 top 20%
Poverty Rate 6.3% 49% lower national
Median Home Value $197,100 top 20%

How St. Charles city Compares

Economy & Housing

Employment

4.9% Unemployment Rate State: 3.6% | National: 5.2%
73.4% Labor Force Participation

Housing Overview

Owner 74.7%
Renter 25.3%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 30 | National average: 60

Education

St. Charles city Rankings in Iowa

#319 Population of 1,018
#176 Median Income of 1,018
#437 Education of 1,018
#140 Home Value of 1,018

Cities Similar to St. Charles city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Hills city892$81,875$217,80024.2%8.9%
West Bend city889$84,286$147,80024.6%5.3%
Merrill city885$79,250$157,20011.8%4.5%
Princeton city875$80,714$257,00020.3%5.9%
Arnolds Park city911$84,659$407,60039.8%5.9%

Population Overview

St. Charles city is a small community located in Iowa. The total population is 891. It ranks as the 319th most populous out of 1,018 cities and towns in Iowa.

Age Demographics

The median age in St. Charles city is 33.0 years. This is 15% lower than the state median of 38.6 years.

Economy, Income & Housing

The median household income in St. Charles city is $81,944. This is 12% higher than the state median of $73,147. Compared to the national median of $78,538, household income here is 4% higher. The poverty rate stands at 6.3%. This is 43% lower than the state poverty rate of 11.0%. The unemployment rate is 4.9%. This is 34% higher than the state rate of 3.6%. The median home value is $197,100. Housing costs are about average than the state median of $195,900. With a home-value-to-income ratio of just 2.4x, St. Charles city is one of the most affordable housing markets in the area. 74.7% of occupied housing units are owner-occupied. This homeownership rate is 4% higher than the state average of 71.5%.

Race & Ethnicity

St. Charles city has a predominantly White (non-Hispanic) population, comprising 92.4% of all residents. Hispanic or Latino residents account for 4.9%.

Education

18.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 39% lower than the state rate of 30.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.6%.

Data Sources & Methodology

All demographic data for St. Charles city, Iowa is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Iowa state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,018 Census-designated places in Iowa. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of St. Charles city, Iowa?

St. Charles city, Iowa has a population of 891 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Charles city, IA?

The median household income in St. Charles city is $81,944, which is 4% higher the national median of $78,538.

What is the poverty rate in St. Charles city, IA?

The poverty rate in St. Charles city is 6.3%. This means approximately 55 residents live below the federal poverty line.

What is the racial makeup of St. Charles city, Iowa?

St. Charles city's population is 92.4% White, 0.0% Black, 4.9% Hispanic/Latino, and 0.0% Asian.

What is the median home value in St. Charles city, IA?

The median home value in St. Charles city is $197,100. The home-value-to-income ratio is 2.4x.

How educated is St. Charles city, Iowa?

18.8% of adults (25+) in St. Charles city hold a bachelor's degree or higher, and 3.0% hold a graduate or professional degree.