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Annapolis city, Maryland Demographics & Population 2026

As of 2026, Annapolis city, Maryland has a total population of 40,744, the 24th largest city in Maryland, with a median household income of $104,257, which is 3% higher than the state average. The poverty rate is 7.2%.

Annapolis city Quick Facts

Population 40,744
Median Household Income $104,257
Median Home Value $510,200
Poverty Rate 7.2%
Unemployment Rate 4.0%
Median Age 40.9 years
Homeownership Rate 59.9%
Affordability Ratio 4.9x
Bachelor's Degree or Higher 53.7%
High School Graduation Rate 89.9%
Diversity Index 60/100
Population 40,744 24th of 528
Median Income $104,257 average
Poverty Rate 7.2% 42% lower national
Median Home Value $510,200 top 30%

How Annapolis city Compares

Economy & Housing

Employment

4.0% Unemployment Rate State: 4.9% | National: 5.2%
68.9% Labor Force Participation

Housing Overview

Owner 59.9%
Renter 40.1%
Affordability Index Moderate
4.9x home value to income ratio

People & Demographics

Diversity Index

60out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 67 | National average: 60

Education

Annapolis city Rankings in Maryland

#24 Population of 528
#216 Median Income of 528
#99 Education of 528
#102 Home Value of 528

Cities Similar to Annapolis city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Catonsville CDP42,717$110,051$405,80051.9%6.9%
Clinton CDP38,756$120,967$400,30033.1%8.4%
Woodlawn CDP (Baltimore County)40,476$78,591$269,80036.5%13.8%
Owings Mills CDP35,626$94,046$335,00043.5%5.5%
Randallstown CDP35,975$88,544$306,00036.4%9.4%

Population Overview

Annapolis city is a mid-sized community located in Maryland. The total population is 40,744. It ranks as the 24th most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Annapolis city is 40.9 years. This is 4% higher than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Annapolis city is $104,257. This is 3% higher than the state median of $101,652. Compared to the national median of $78,538, household income here is 33% higher. The poverty rate stands at 7.2%. This is 23% lower than the state poverty rate of 9.3%. The unemployment rate is 4.0%. This is 18% lower than the state rate of 4.9%. The median home value is $510,200. Housing costs are 28% higher than the state median of $397,700. The home-value-to-income ratio is 4.9x. 59.9% of occupied housing units are owner-occupied. This homeownership rate is 11% lower than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in Annapolis city is White (non-Hispanic), making up 56.9% of the population. Hispanic or Latino residents account for 18.6%. The Hispanic or Latino population is significantly higher than the state average (18.6% vs 12.1%). The Asian population (2.7%) is well below the state average of 6.4%.

Education

53.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 26% higher than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.9%. Notably, 25.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Annapolis city, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Annapolis city, Maryland?

Annapolis city, Maryland has a population of 40,744 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Annapolis city, MD?

The median household income in Annapolis city is $104,257, which is 33% higher the national median of $78,538.

What is the poverty rate in Annapolis city, MD?

The poverty rate in Annapolis city is 7.2%. This means approximately 2,872 residents live below the federal poverty line.

What is the racial makeup of Annapolis city, Maryland?

Annapolis city's population is 56.9% White, 18.5% Black, 18.6% Hispanic/Latino, and 2.7% Asian.

What is the median home value in Annapolis city, MD?

The median home value in Annapolis city is $510,200. The home-value-to-income ratio is 4.9x.

How educated is Annapolis city, Maryland?

53.7% of adults (25+) in Annapolis city hold a bachelor's degree or higher, and 25.4% hold a graduate or professional degree.