Calvert County, Maryland Demographics 2026

Population Overview

Calvert County is located in Maryland with a total population of 93,791. It is the 15th most populous county out of 24 in Maryland.

Age Demographics

The median age in Calvert County is 40.5 years. This is 3% higher than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Calvert County is $132,059. This is 30% higher than the state median of $101,652. Compared to the national median of $78,538, household income here is 68% higher. The poverty rate stands at 4.0%. This is 57% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.9%. This is 40% lower than the state rate of 4.9%. The median home value is $440,200. Housing costs are 11% higher than the state median of $397,700. The home-value-to-income ratio is 3.3x. 87.2% of occupied housing units are owner-occupied. This homeownership rate is 29% higher than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in Calvert County is White (non-Hispanic), making up 74.3% of the population. Black or African American residents account for 12.2%. The White (non-Hispanic) population is significantly higher than the state average (74.3% vs 47.4%). The Black or African American population (12.2%) is well below the state average of 29.2%. The Hispanic or Latino population (4.9%) is well below the state average of 12.1%. The Asian population (1.8%) is well below the state average of 6.4%.

Education

35.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.9%. Notably, 15.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.