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Cambridge city, Maryland Demographics & Population 2026

Highly DiverseNo single racial/ethnic group makes up a majority of the population

As of 2026, Cambridge city, Maryland has a total population of 13,094, the 112th largest city in Maryland, with a median household income of $46,261, which is 54% lower than the state average. The poverty rate is 24.1%.

Key Takeaways

Cambridge city Quick Facts

Population 13,094
Median Household Income $46,261
Median Home Value $254,400
Poverty Rate 24.1%
Unemployment Rate 6.7%
Median Age 38.6 years
Homeownership Rate 41.1%
Affordability Ratio 5.5x
Bachelor's Degree or Higher 19.1%
High School Graduation Rate 87.0%
Diversity Index 64/100
Population 13,094 112th of 528
Median Income $46,261 bottom 10%
Poverty Rate 24.1% 94% higher national
Median Home Value $254,400 bottom 30%

How Cambridge city Compares

Economy & Housing

Employment

6.7% Unemployment Rate State: 4.9% | National: 5.2%
59.0% Labor Force Participation

Housing Overview

Owner 41.1%
Renter 58.9%
Affordability Index Expensive
5.5x home value to income ratio

People & Demographics

Diversity Index

64out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 67 | National average: 60

Education

Cambridge city Rankings in Maryland

#112 Population of 528
#443 Median Income of 528
#396 Education of 528
#349 Home Value of 528

Cities Similar to Cambridge city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Elkton town15,867$56,565$271,70018.8%19.0%
New Carrollton city13,544$80,292$378,30028.4%5.9%
Lexington Park CDP13,419$89,167$294,50037.6%13.3%
Overlea CDP12,430$86,296$249,50034.4%8.0%
Halfway CDP10,974$69,600$247,10020.5%10.3%

Population Overview

Cambridge city is a small city located in Maryland. The total population is 13,094. It ranks as the 112th most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Cambridge city is 38.6 years. This is 2% lower than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Cambridge city is $46,261. This is 54% lower than the state median of $101,652. Compared to the national median of $78,538, household income here is 41% lower. The poverty rate stands at 24.1%. This is 158% higher than the state poverty rate of 9.3%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.7%. This is 36% higher than the state rate of 4.9%. The median home value is $254,400. Housing costs are 36% lower than the state median of $397,700. The home-value-to-income ratio is 5.5x. 41.1% of occupied housing units are owner-occupied. This homeownership rate is 39% lower than the state average of 67.5%.

Race & Ethnicity

Cambridge city is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. White (non-Hispanic) residents account for 37.2%. The Black or African American population is significantly higher than the state average (44.2% vs 29.2%). The Asian population (2.1%) is well below the state average of 6.4%.

Education

19.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 55% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.0%.

Data Sources & Methodology

All demographic data for Cambridge city, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cambridge city, Maryland?

Cambridge city, Maryland has a population of 13,094 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cambridge city, MD?

The median household income in Cambridge city is $46,261, which is 41% lower the national median of $78,538.

What is the poverty rate in Cambridge city, MD?

The poverty rate in Cambridge city is 24.1%. This means approximately 3,087 residents live below the federal poverty line.

What is the racial makeup of Cambridge city, Maryland?

Cambridge city's population is 37.2% White, 44.2% Black, 7.5% Hispanic/Latino, and 2.1% Asian.

What is the median home value in Cambridge city, MD?

The median home value in Cambridge city is $254,400. The home-value-to-income ratio is 5.5x.

How educated is Cambridge city, Maryland?

19.1% of adults (25+) in Cambridge city hold a bachelor's degree or higher, and 9.9% hold a graduate or professional degree.