Chance CDP, Maryland Demographics & Population 2026

Population Overview

Chance CDP is a small community located in Maryland. The total population is 218. It ranks as the 438th most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Chance CDP is 62.1 years. This is 58% higher than the state median of 39.3 years. Only 7.8% of residents are under 18, indicating fewer families with children. 22.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Chance CDP is $63,500. This is 38% lower than the state median of $101,652. Compared to the national median of $78,538, household income here is 19% lower. The poverty rate stands at 2.8%. This is 71% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 6.1%. This is 23% higher than the state rate of 4.9%. The median home value is $229,800. Housing costs are 42% lower than the state median of $397,700. The home-value-to-income ratio is 3.6x. 97.1% of occupied housing units are owner-occupied. This homeownership rate is 44% higher than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in Chance CDP is White (non-Hispanic), making up 72.5% of the population. Hispanic or Latino residents account for 15.1%. The White (non-Hispanic) population is significantly higher than the state average (72.5% vs 47.4%). The Black or African American population (12.4%) is well below the state average of 29.2%.

Education

4.5% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 90% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 77.1%.

Data Sources & Methodology

All demographic data for Chance CDP, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.