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Chestertown town, Maryland Demographics & Population 2026

As of 2026, Chestertown town, Maryland has a total population of 5,548, the 191st largest city in Maryland, with a median household income of $47,047, which is 54% lower than the state average. The poverty rate is 15.6%.

Key Takeaways

Chestertown town Quick Facts

Population 5,548
Median Household Income $47,047
Median Home Value $333,900
Poverty Rate 15.6%
Unemployment Rate 4.0%
Median Age 32.3 years
Homeownership Rate 48.1%
Affordability Ratio 7.1x
Bachelor's Degree or Higher 45.1%
High School Graduation Rate 89.2%
Diversity Index 48/100
Population 5,548 191st of 528
Median Income $47,047 bottom 10%
Poverty Rate 15.6% 25% higher national
Median Home Value $333,900 average

How Chestertown town Compares

Economy & Housing

Employment

4.0% Unemployment Rate State: 4.9% | National: 5.2%
49.3% Labor Force Participation

Housing Overview

Owner 48.1%
Renter 51.9%
Affordability Index Very Expensive
7.1x home value to income ratio

People & Demographics

Diversity Index

48out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 67 | National average: 60

Education

Chestertown town Rankings in Maryland

#191 Population of 528
#441 Median Income of 528
#152 Education of 528
#268 Home Value of 528

Cities Similar to Chestertown town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cresaptown CDP5,238$53,804$148,4004.7%10.2%
Fruitland city5,698$64,352$211,20039.7%15.4%
Marlow Heights CDP6,144$58,268$366,70021.4%24.3%
Silver Hill CDP5,068$61,566$283,90018.9%13.2%
Seat Pleasant city4,515$54,076$296,60025.5%15.6%

Population Overview

Chestertown town is a small city located in Maryland. The total population is 5,548. It ranks as the 191st most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Chestertown town is 32.3 years. This is 18% lower than the state median of 39.3 years. 13.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Chestertown town is $47,047. This is 54% lower than the state median of $101,652. Compared to the national median of $78,538, household income here is 40% lower. The poverty rate stands at 15.6%. This is 67% higher than the state poverty rate of 9.3%. The unemployment rate is 4.0%. This is 19% lower than the state rate of 4.9%. The median home value is $333,900. Housing costs are 16% lower than the state median of $397,700. The home-value-to-income ratio of 7.1x suggests that housing affordability is a significant concern for many residents. 48.1% of occupied housing units are owner-occupied. This homeownership rate is 29% lower than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in Chestertown town is White (non-Hispanic), making up 67.4% of the population. Black or African American residents account for 24.8%. The Hispanic or Latino population (3.2%) is well below the state average of 12.1%. The Asian population (2.3%) is well below the state average of 6.4%.

Education

45.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 6% higher than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.2%. Notably, 23.8% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Chestertown town, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Chestertown town, Maryland?

Chestertown town, Maryland has a population of 5,548 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chestertown town, MD?

The median household income in Chestertown town is $47,047, which is 40% lower the national median of $78,538.

What is the poverty rate in Chestertown town, MD?

The poverty rate in Chestertown town is 15.6%. This means approximately 648 residents live below the federal poverty line.

What is the racial makeup of Chestertown town, Maryland?

Chestertown town's population is 67.4% White, 24.8% Black, 3.2% Hispanic/Latino, and 2.3% Asian.

What is the median home value in Chestertown town, MD?

The median home value in Chestertown town is $333,900. The home-value-to-income ratio is 7.1x.

How educated is Chestertown town, Maryland?

45.1% of adults (25+) in Chestertown town hold a bachelor's degree or higher, and 23.8% hold a graduate or professional degree.