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Cobb Island CDP, Maryland Demographics & Population 2026

Very AffordableHome value to income ratio of 1.5x is exceptionally low

As of 2026, Cobb Island CDP, Maryland has a total population of 1,162, the 319th largest city in Maryland, with a median household income of $161,141, which is 59% higher than the state average. The poverty rate is 1.8%.

Key Takeaways

Cobb Island CDP Quick Facts

Population 1,162
Median Household Income $161,141
Median Home Value $246,100
Poverty Rate 1.8%
Unemployment Rate 4.6%
Median Age 45.7 years
Homeownership Rate 85.6%
Affordability Ratio 1.5x
Bachelor's Degree or Higher 7.4%
High School Graduation Rate 95.4%
Diversity Index 8/100
Population 1,162 319th of 528
Median Income $161,141 top 20%
Poverty Rate 1.8% 85% lower national
Median Home Value $246,100 bottom 30%

How Cobb Island CDP Compares

Economy & Housing

Employment

4.6% Unemployment Rate State: 4.9% | National: 5.2%
78.0% Labor Force Participation

Housing Overview

Owner 85.6%
Renter 14.4%
Affordability Index Very Affordable
1.5x home value to income ratio

People & Demographics

Diversity Index

8out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 67 | National average: 60

Education

Cobb Island CDP Rankings in Maryland

#319 Population of 528
#59 Median Income of 528
#475 Education of 528
#358 Home Value of 528

Cities Similar to Cobb Island CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Callaway CDP1,087$148,167$361,50022.4%4.0%
Galesville CDP1,206$187,656$683,80041.9%5.1%
Keedysville town1,243$143,611$395,30040.8%2.1%
Ten Mile Creek CDP1,180$127,708$657,40025.0%33.9%
Piney Point CDP1,171$114,271$343,30033.3%0.7%

Population Overview

Cobb Island CDP is a small community located in Maryland. The total population is 1,162. It ranks as the 319th most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Cobb Island CDP is 45.7 years. This is 16% higher than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Cobb Island CDP is $161,141. This is 59% higher than the state median of $101,652. Compared to the national median of $78,538, household income here is 105% higher. The poverty rate stands at 1.8%. This is 81% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.6%. This is 6% lower than the state rate of 4.9%. The median home value is $246,100. Housing costs are 38% lower than the state median of $397,700. With a home-value-to-income ratio of just 1.5x, Cobb Island CDP is one of the most affordable housing markets in the area. 85.6% of occupied housing units are owner-occupied. This homeownership rate is 27% higher than the state average of 67.5%.

Race & Ethnicity

Cobb Island CDP has a predominantly White (non-Hispanic) population, comprising 96.0% of all residents. Asian residents account for 1.7%. The White (non-Hispanic) population is significantly higher than the state average (96.0% vs 47.4%). The Asian population (1.7%) is well below the state average of 6.4%.

Education

7.4% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 83% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.4%.

Data Sources & Methodology

All demographic data for Cobb Island CDP, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cobb Island CDP, Maryland?

Cobb Island CDP, Maryland has a population of 1,162 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cobb Island CDP, MD?

The median household income in Cobb Island CDP is $161,141, which is 105% higher the national median of $78,538.

What is the poverty rate in Cobb Island CDP, MD?

The poverty rate in Cobb Island CDP is 1.8%. This means approximately 21 residents live below the federal poverty line.

What is the racial makeup of Cobb Island CDP, Maryland?

Cobb Island CDP's population is 96.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 1.7% Asian.

What is the median home value in Cobb Island CDP, MD?

The median home value in Cobb Island CDP is $246,100. The home-value-to-income ratio is 1.5x.

How educated is Cobb Island CDP, Maryland?

7.4% of adults (25+) in Cobb Island CDP hold a bachelor's degree or higher, and 5.8% hold a graduate or professional degree.