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Cottage City town, Maryland Demographics & Population 2026

As of 2026, Cottage City town, Maryland has a total population of 1,162, the 319th largest city in Maryland, with a median household income of $78,456, which is 23% lower than the state average. The poverty rate is 10.8%.

Cottage City town Quick Facts

Population 1,162
Median Household Income $78,456
Median Home Value $331,900
Poverty Rate 10.8%
Unemployment Rate 5.9%
Median Age 48.3 years
Homeownership Rate 72.3%
Affordability Ratio 4.2x
Bachelor's Degree or Higher 21.9%
High School Graduation Rate 69.4%
Diversity Index 65/100
Population 1,162 319th of 528
Median Income $78,456 bottom 30%
Poverty Rate 10.8% 13% lower national
Median Home Value $331,900 average

How Cottage City town Compares

Economy & Housing

Employment

5.9% Unemployment Rate State: 4.9% | National: 5.2%
66.0% Labor Force Participation

Housing Overview

Owner 72.3%
Renter 27.7%
Affordability Index Moderate
4.2x home value to income ratio

People & Demographics

Diversity Index

65out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 67 | National average: 60

Education

Cottage City town Rankings in Maryland

#319 Population of 528
#329 Median Income of 528
#365 Education of 528
#274 Home Value of 528

Cities Similar to Cottage City town

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Bowmans Addition CDP1,149$80,489$177,5008.0%29.8%
Bowling Green CDP1,096$71,875$123,60017.7%9.2%
Potomac Heights CDP1,102$68,831$87,90025.9%4.1%
Hebron town1,297$75,625$200,90025.6%21.4%
Morningside town1,031$80,000$287,00024.2%16.8%

Population Overview

Cottage City town is a small community located in Maryland. The total population is 1,162. It ranks as the 319th most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Cottage City town is 48.3 years. This is 23% higher than the state median of 39.3 years. Only 13.3% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Cottage City town is $78,456. This is 23% lower than the state median of $101,652. Compared to the national median of $78,538, household income here is about average. The poverty rate stands at 10.8%. This is 16% higher than the state poverty rate of 9.3%. The unemployment rate is 5.9%. This is 19% higher than the state rate of 4.9%. The median home value is $331,900. Housing costs are 17% lower than the state median of $397,700. The home-value-to-income ratio is 4.2x. 72.3% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in Cottage City town is Hispanic or Latino, making up 51.5% of the population. Black or African American residents account for 25.5%. The White (non-Hispanic) population (12.2%) is well below the state average of 47.4%. The Hispanic or Latino population is significantly higher than the state average (51.5% vs 12.1%).

Education

21.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 49% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 69.4%.

Data Sources & Methodology

All demographic data for Cottage City town, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cottage City town, Maryland?

Cottage City town, Maryland has a population of 1,162 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cottage City town, MD?

The median household income in Cottage City town is $78,456, which is about average the national median of $78,538.

What is the poverty rate in Cottage City town, MD?

The poverty rate in Cottage City town is 10.8%. This means approximately 124 residents live below the federal poverty line.

What is the racial makeup of Cottage City town, Maryland?

Cottage City town's population is 12.2% White, 25.5% Black, 51.5% Hispanic/Latino, and 5.4% Asian.

What is the median home value in Cottage City town, MD?

The median home value in Cottage City town is $331,900. The home-value-to-income ratio is 4.2x.

How educated is Cottage City town, Maryland?

21.9% of adults (25+) in Cottage City town hold a bachelor's degree or higher, and 7.0% hold a graduate or professional degree.