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Germantown CDP, Maryland Demographics & Population 2026

3rd Largest3rd most populous city in Maryland
Highly DiverseNo single racial/ethnic group makes up a majority of the population

As of 2026, Germantown CDP, Maryland has a total population of 90,521, the 3rd largest city in Maryland, with a median household income of $112,149, which is 10% higher than the state average. The poverty rate is 8.5%.

Key Takeaways

Germantown CDP Quick Facts

Population 90,521
Median Household Income $112,149
Median Home Value $401,400
Poverty Rate 8.5%
Unemployment Rate 4.9%
Median Age 37.6 years
Homeownership Rate 66.9%
Affordability Ratio 3.6x
Bachelor's Degree or Higher 50.2%
High School Graduation Rate 89.6%
Diversity Index 77/100
Population 90,521 3rd of 528
Median Income $112,149 above average
Poverty Rate 8.5% 32% lower national
Median Home Value $401,400 average

How Germantown CDP Compares

Economy & Housing

Employment

4.9% Unemployment Rate State: 4.9% | National: 5.2%
73.3% Labor Force Participation

Housing Overview

Owner 66.9%
Renter 33.1%
Affordability Index Affordable
3.6x home value to income ratio

People & Demographics

Diversity Index

77out of 100
Very High Diversity

This community is exceptionally diverse, with no single racial or ethnic group dominating the population.

State average: 67 | National average: 60

Education

Germantown CDP Rankings in Maryland

#3 Population of 528
#182 Median Income of 528
#127 Education of 528
#191 Home Value of 528

Cities Similar to Germantown CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Waldorf CDP82,541$115,453$383,10032.4%7.0%
Silver Spring CDP82,129$98,880$619,40059.8%9.7%
Frederick city80,617$95,150$365,20041.8%9.4%
Columbia CDP105,871$129,173$480,30063.5%7.4%
Gaithersburg city69,225$107,496$484,50052.4%8.8%

Population Overview

Germantown CDP is a mid-sized community located in Maryland. The total population is 90,521. It ranks as the 3rd most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Germantown CDP is 37.6 years. This is 4% lower than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Germantown CDP is $112,149. This is 10% higher than the state median of $101,652. Compared to the national median of $78,538, household income here is 43% higher. The poverty rate stands at 8.5%. This is 9% lower than the state poverty rate of 9.3%. The unemployment rate is 4.9%. The median home value is $401,400. Housing costs are about average than the state median of $397,700. The home-value-to-income ratio is 3.6x. 66.9% of occupied housing units are owner-occupied.

Race & Ethnicity

Germantown CDP is a highly diverse community where no single racial or ethnic group constitutes a majority of the population. Hispanic or Latino residents account for 24.1%. The Hispanic or Latino population is significantly higher than the state average (24.1% vs 12.1%). The Asian population is significantly higher than the state average (21.5% vs 6.4%).

Education

50.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 17% higher than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.6%. Notably, 23.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Germantown CDP, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Germantown CDP, Maryland?

Germantown CDP, Maryland has a population of 90,521 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Germantown CDP, MD?

The median household income in Germantown CDP is $112,149, which is 43% higher the national median of $78,538.

What is the poverty rate in Germantown CDP, MD?

The poverty rate in Germantown CDP is 8.5%. This means approximately 7,700 residents live below the federal poverty line.

What is the racial makeup of Germantown CDP, Maryland?

Germantown CDP's population is 23.9% White, 25.3% Black, 24.1% Hispanic/Latino, and 21.5% Asian.

What is the median home value in Germantown CDP, MD?

The median home value in Germantown CDP is $401,400. The home-value-to-income ratio is 3.6x.

How educated is Germantown CDP, Maryland?

50.2% of adults (25+) in Germantown CDP hold a bachelor's degree or higher, and 23.7% hold a graduate or professional degree.