Harford County, Maryland Demographics 2026

Population Overview

Harford County is located in Maryland with a total population of 262,509. It is the 8th most populous county out of 24 in Maryland.

Age Demographics

The median age in Harford County is 40.5 years. This is 3% higher than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Harford County is $111,317. This is 10% higher than the state median of $101,652. Compared to the national median of $78,538, household income here is 42% higher. The poverty rate stands at 7.0%. This is 25% lower than the state poverty rate of 9.3%. The unemployment rate is 3.8%. This is 23% lower than the state rate of 4.9%. The median home value is $367,300. Housing costs are 8% lower than the state median of $397,700. The home-value-to-income ratio is 3.3x. 79.7% of occupied housing units are owner-occupied. This homeownership rate is 18% higher than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in Harford County is White (non-Hispanic), making up 72.5% of the population. Black or African American residents account for 14.3%. The White (non-Hispanic) population is significantly higher than the state average (72.5% vs 47.4%). The Black or African American population (14.3%) is well below the state average of 29.2%. The Hispanic or Latino population (5.6%) is well below the state average of 12.1%. The Asian population (2.9%) is well below the state average of 6.4%.

Education

39.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 8% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.6%. Notably, 16.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.