Point of Rocks CDP, Maryland Demographics & Population 2026

Name: Point of Rocks CDP, Maryland Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Point of Rocks CDP, Maryland has a total population of 2,333, the 269th largest city in Maryland, with a median household income of $136,827, which is 35% higher than the state average. The poverty rate is 1.6%.

Key Takeaways

Household income is 35% above the state average — one of the wealthiest communities in Maryland.
An exceptionally low poverty rate of 1.6% — among the lowest in Maryland.

Point of Rocks CDP Quick Facts

Population 2,333

Median Household Income $136,827

Median Home Value $441,300

Poverty Rate 1.6%

Unemployment Rate 4.8%

Median Age 43.6 years

Homeownership Rate 99.6%

Affordability Ratio 3.2x

Bachelor's Degree or Higher 41.8%

High School Graduation Rate 95.0%

Diversity Index 51/100

Population 2,333 269th of 528

Median Income $136,827 top 30%

Poverty Rate 1.6% 87% lower national

Median Home Value $441,300 above average

How Point of Rocks CDP Compares

Median Household Income

Point of Rocks CDP

$136,827

$101,652

National

$78,538

Median Home Value

Point of Rocks CDP

$441,300

$397,700

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 0.0%

$25K-$50K 4.0%

$50K-$100K 11.3%

$100K+ 84.7%

Employment

4.8% Unemployment Rate State: 4.9% | National: 5.2%

67.7% Labor Force Participation

Housing Overview

Owner 99.6%

Renter 0.4%

Affordability Index Affordable

3.2x home value to income ratio

People & Demographics

Age Distribution

Under 18

19.3%

18-34

17.4%

35-54

36.0%

55-74

23.8%

75+

3.6%

Race & Ethnicity

Diversity Index

Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 67 | National average: 60

Education

Educational Attainment (Adults 25+)

Point of Rocks CDP Rankings in Maryland

#269 Population of 528

#111 Median Income of 528

#187 Education of 528

#156 Home Value of 528

Explore Maryland Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Point of Rocks CDP

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Aberdeen Proving Ground CDP	2,343	$123,125	N/A	51.9%	0.3%
Hughesville CDP	2,280	$122,981	$522,400	30.0%	1.7%
Kensington town	2,248	$149,698	$919,400	76.0%	6.6%
Herald Harbor CDP	2,507	$139,877	$562,900	56.1%	1.6%
Myersville town	2,464	$144,840	$457,900	53.7%	2.5%

Population Overview

Point of Rocks CDP is a small community located in Maryland. The total population is 2,333. It ranks as the 269th most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Point of Rocks CDP is 43.6 years. This is 11% higher than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Point of Rocks CDP is $136,827. This is 35% higher than the state median of $101,652. Compared to the national median of $78,538, household income here is 74% higher. The poverty rate stands at 1.6%. This is 83% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 4.8%. This is 2% lower than the state rate of 4.9%. The median home value is $441,300. Housing costs are 11% higher than the state median of $397,700. The home-value-to-income ratio is 3.2x. 99.6% of occupied housing units are owner-occupied. This homeownership rate is 48% higher than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in Point of Rocks CDP is White (non-Hispanic), making up 67.0% of the population. Hispanic or Latino residents account for 15.9%. The Black or African American population (9.9%) is well below the state average of 29.2%.

Education

41.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.0%. Notably, 18.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Point of Rocks CDP, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Point of Rocks CDP, Maryland?

Point of Rocks CDP, Maryland has a population of 2,333 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Point of Rocks CDP, MD?

The median household income in Point of Rocks CDP is $136,827, which is 74% higher the national median of $78,538.

What is the poverty rate in Point of Rocks CDP, MD?

The poverty rate in Point of Rocks CDP is 1.6%. This means approximately 38 residents live below the federal poverty line.

What is the racial makeup of Point of Rocks CDP, Maryland?

Point of Rocks CDP's population is 67.0% White, 9.9% Black, 15.9% Hispanic/Latino, and 5.7% Asian.

What is the median home value in Point of Rocks CDP, MD?

The median home value in Point of Rocks CDP is $441,300. The home-value-to-income ratio is 3.2x.

How educated is Point of Rocks CDP, Maryland?

41.8% of adults (25+) in Point of Rocks CDP hold a bachelor's degree or higher, and 18.3% hold a graduate or professional degree.