Smith Island CDP, Maryland Demographics & Population 2026

Population Overview

Smith Island CDP is a small community located in Maryland. The total population is 340. It ranks as the 413th most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in Smith Island CDP is 57.2 years. This is 46% higher than the state median of 39.3 years.

Economy, Income & Housing

The median household income in Smith Island CDP is $82,443. This is 19% lower than the state median of $101,652. Compared to the national median of $78,538, household income here is 5% higher. The poverty rate stands at 17.9%. This is 92% higher than the state poverty rate of 9.3%. The unemployment rate is 10.3%. This is 109% higher than the state rate of 4.9%. The median home value is $104,800. Housing costs are 74% lower than the state median of $397,700. With a home-value-to-income ratio of just 1.3x, Smith Island CDP is one of the most affordable housing markets in the area. 87.7% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 67.5%.

Race & Ethnicity

Smith Island CDP has a predominantly White (non-Hispanic) population, comprising 97.4% of all residents. Black or African American residents account for 1.5%. The White (non-Hispanic) population is significantly higher than the state average (97.4% vs 47.4%). The Black or African American population (1.5%) is well below the state average of 29.2%. The Hispanic or Latino population (0.6%) is well below the state average of 12.1%.

Education

2.5% of residents aged 25 and older hold a bachelor's degree or higher. This is among the lowest rates in the state, which may correlate with employment and income patterns. This is 94% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 55.0%.

Data Sources & Methodology

All demographic data for Smith Island CDP, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.