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St. James CDP, Maryland Demographics & Population 2026

As of 2026, St. James CDP, Maryland has a total population of 4,581, the 210th largest city in Maryland, with a median household income of $103,105, which is 1% higher than the state average. The poverty rate is 3.1%.

Key Takeaways

St. James CDP Quick Facts

Population 4,581
Median Household Income $103,105
Median Home Value $390,800
Poverty Rate 3.1%
Unemployment Rate 0.5%
Median Age 40.3 years
Homeownership Rate 80.0%
Affordability Ratio 3.8x
Bachelor's Degree or Higher 33.7%
High School Graduation Rate 93.4%
Diversity Index 53/100
Population 4,581 210th of 528
Median Income $103,105 average
Poverty Rate 3.1% 75% lower national
Median Home Value $390,800 average

How St. James CDP Compares

Economy & Housing

Employment

0.5% Unemployment Rate State: 4.9% | National: 5.2%
68.0% Labor Force Participation

Housing Overview

Owner 80.0%
Renter 20.0%
Affordability Index Affordable
3.8x home value to income ratio

People & Demographics

Diversity Index

53out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 67 | National average: 60

Education

St. James CDP Rankings in Maryland

#210 Population of 528
#219 Median Income of 528
#267 Education of 528
#201 Home Value of 528

Cities Similar to St. James CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Chester CDP4,539$90,938$441,20037.6%10.6%
Centreville town4,725$93,276$430,90043.9%5.7%
Burnt Mills CDP4,111$109,402$568,10040.0%5.5%
Marlboro Meadows CDP4,003$107,585$383,20037.0%5.3%
West Ocean City CDP5,124$93,776$418,70035.1%8.8%

Population Overview

St. James CDP is a small community located in Maryland. The total population is 4,581. It ranks as the 210th most populous out of 528 cities and towns in Maryland.

Age Demographics

The median age in St. James CDP is 40.3 years. This is 3% higher than the state median of 39.3 years.

Economy, Income & Housing

The median household income in St. James CDP is $103,105. This is 1% higher than the state median of $101,652. Compared to the national median of $78,538, household income here is 31% higher. The poverty rate stands at 3.1%. This is 67% lower than the state poverty rate of 9.3%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 0.5%. This is 89% lower than the state rate of 4.9%. The median home value is $390,800. Housing costs are 2% lower than the state median of $397,700. The home-value-to-income ratio is 3.8x. 80.0% of occupied housing units are owner-occupied. This homeownership rate is 19% higher than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in St. James CDP is White (non-Hispanic), making up 65.5% of the population. Hispanic or Latino residents account for 13.5%. The Black or African American population (6.1%) is well below the state average of 29.2%.

Education

33.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 21% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.4%.

Data Sources & Methodology

All demographic data for St. James CDP, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 528 Census-designated places in Maryland. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of St. James CDP, Maryland?

St. James CDP, Maryland has a population of 4,581 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. James CDP, MD?

The median household income in St. James CDP is $103,105, which is 31% higher the national median of $78,538.

What is the poverty rate in St. James CDP, MD?

The poverty rate in St. James CDP is 3.1%. This means approximately 140 residents live below the federal poverty line.

What is the racial makeup of St. James CDP, Maryland?

St. James CDP's population is 65.5% White, 6.1% Black, 13.5% Hispanic/Latino, and 4.2% Asian.

What is the median home value in St. James CDP, MD?

The median home value in St. James CDP is $390,800. The home-value-to-income ratio is 3.8x.

How educated is St. James CDP, Maryland?

33.7% of adults (25+) in St. James CDP hold a bachelor's degree or higher, and 13.8% hold a graduate or professional degree.