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St. Mary's County, Maryland Demographics 2026

St. Mary's County, Maryland has a population of 114,372, the 12th most populous county in Maryland. The median household income is $114,580 and the median home value is $390,900. The poverty rate is 7.4%.

St. Mary's County Quick Facts

Population 114,372
Median Household Income $114,580
Median Home Value $390,900
Poverty Rate 7.4%
Unemployment Rate 3.9%
Median Age 37.0 years
Homeownership Rate 72.7%
Affordability Ratio 3.4x
Bachelor's Degree+ 35.1%
High School Graduation 92.4%
Cities/Places 0
Population 114,372 12th of 24
Median Income $114,580 13% higher state
Poverty Rate 7.4%
Unemployment 3.9%

Economy & Housing

Employment

3.9% Unemployment Rate State: 4.9% | National: 5.2%
68.3% Labor Force Participation

Housing Overview

Owner 72.7%
Renter 27.3%
Affordability Index Affordable
3.4x home value to income ratio

People & Demographics

Diversity Index

46out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 67 | National average: 60

Education

Population Overview

St. Mary's County is located in Maryland with a total population of 114,372. It is the 12th most populous county out of 24 in Maryland.

Age Demographics

The median age in St. Mary's County is 37.0 years. This is 6% lower than the state median of 39.3 years.

Economy, Income & Housing

The median household income in St. Mary's County is $114,580. This is 13% higher than the state median of $101,652. Compared to the national median of $78,538, household income here is 46% higher. The poverty rate stands at 7.4%. This is 20% lower than the state poverty rate of 9.3%. The unemployment rate is 3.9%. This is 22% lower than the state rate of 4.9%. The median home value is $390,900. Housing costs are 2% lower than the state median of $397,700. The home-value-to-income ratio is 3.4x. 72.7% of occupied housing units are owner-occupied. This homeownership rate is 8% higher than the state average of 67.5%.

Race & Ethnicity

The largest racial or ethnic group in St. Mary's County is White (non-Hispanic), making up 71.0% of the population. Black or African American residents account for 14.6%. The Hispanic or Latino population (5.9%) is well below the state average of 12.1%. The Asian population (2.5%) is well below the state average of 6.4%.

Education

35.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 18% lower than the state rate of 42.7%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.4%. Notably, 15.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Frequently Asked Questions

What is the population of St. Mary's County, Maryland?

St. Mary's County has a population of 114,372, making it the 12th most populous county in Maryland.

What is the median income in St. Mary's County?

The median household income in St. Mary's County is $114,580 with a poverty rate of 7.4%.

How many cities are in St. Mary's County, Maryland?

St. Mary's County contains 0 Census-designated places.