Swampscott CDP, Massachusetts Demographics & Population 2026

Population Overview

Swampscott CDP is a small city located in Massachusetts. The total population is 15,209. It ranks as the 80th most populous out of 248 cities and towns in Massachusetts.

Age Demographics

The median age in Swampscott CDP is 45.3 years. This is 13% higher than the state median of 40.0 years.

Economy, Income & Housing

The median household income in Swampscott CDP is $128,964. This is 27% higher than the state median of $101,341. Compared to the national median of $78,538, household income here is 64% higher. The poverty rate stands at 7.0%. This is 30% lower than the state poverty rate of 10.0%. The unemployment rate is 5.4%. This is 5% higher than the state rate of 5.1%. The median home value is $690,800. Housing costs are 31% higher than the state median of $525,800. The home-value-to-income ratio is 5.4x. 74.1% of occupied housing units are owner-occupied. This homeownership rate is 18% higher than the state average of 62.6%.

Race & Ethnicity

The largest racial or ethnic group in Swampscott CDP is White (non-Hispanic), making up 84.5% of the population. Hispanic or Latino residents account for 7.3%. The Black or African American population (2.7%) is well below the state average of 6.5%. The Asian population (3.1%) is well below the state average of 7.0%.

Education

61.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 32% higher than the state rate of 46.6%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.6%. Notably, 31.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Swampscott CDP, Massachusetts is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Massachusetts state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 248 Census-designated places in Massachusetts. For official data, visit data.census.gov.