Charlevoix city, Michigan Demographics & Population 2026

Population Overview

Charlevoix city is a small community located in Michigan, within Charlevoix County. The total population is 2,420. It ranks as the 272nd most populous out of 745 cities and towns in Michigan.

Age Demographics

The median age in Charlevoix city is 47.2 years. This is 18% higher than the state median of 40.1 years. 15.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Charlevoix city is $52,344. This is 26% lower than the state median of $71,149. Compared to the national median of $78,538, household income here is 33% lower. The poverty rate stands at 25.7%. This is 97% higher than the state poverty rate of 13.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 6.2%. This is 6% higher than the state rate of 5.8%. The median home value is $294,400. Housing costs are 35% higher than the state median of $217,600. The home-value-to-income ratio is 5.6x. 55.1% of occupied housing units are owner-occupied. This homeownership rate is 24% lower than the state average of 72.9%.

Race & Ethnicity

Charlevoix city has a predominantly White (non-Hispanic) population, comprising 92.1% of all residents. Black or African American residents account for 2.8%. The Black or African American population (2.8%) is well below the state average of 13.2%. The Hispanic or Latino population (1.7%) is well below the state average of 5.7%.

Education

31.8% of residents aged 25 and older hold a bachelor's degree or higher. This is about average than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.9%.

Data Sources & Methodology

All demographic data for Charlevoix city, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. For official data, visit data.census.gov.