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Charlotte city, Michigan Demographics & Population 2026

Very AffordableHome value to income ratio of 2.2x is exceptionally low

As of 2026, Charlotte city, Michigan has a total population of 9,269, the 107th largest city in Michigan, with a median household income of $63,385, which is 11% lower than the state average. The poverty rate is 11.7%.

Key Takeaways

Charlotte city Quick Facts

Population 9,269
Median Household Income $63,385
Median Home Value $140,500
Poverty Rate 11.7%
Unemployment Rate 5.2%
Median Age 35.9 years
Homeownership Rate 66.8%
Affordability Ratio 2.2x
Bachelor's Degree or Higher 17.4%
High School Graduation Rate 90.6%
Diversity Index 20/100
Population 9,269 107th of 745
Median Income $63,385 average
Poverty Rate 11.7% 6% lower national
Median Home Value $140,500 average

How Charlotte city Compares

Economy & Housing

Employment

5.2% Unemployment Rate State: 5.8% | National: 5.2%
60.0% Labor Force Participation

Housing Overview

Owner 66.8%
Renter 33.2%
Affordability Index Very Affordable
2.2x home value to income ratio

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 44 | National average: 60

Education

Charlotte city Rankings in Michigan

#107 Population of 745
#310 Median Income of 745
#421 Education of 745
#400 Home Value of 745

Other Cities in Eaton County

CityPopulationMedian IncomePovertyHome Value
Grand Ledge city 7,797 $66,515 6.0% $189,300
Eaton Rapids city 5,197 $63,618 10.2% $140,600
Potterville city 3,065 $62,054 14.0% $125,400
Olivet city 1,633 $44,940 16.6% $137,300

Cities Similar to Charlotte city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Westwood CDP8,968$62,408$187,30049.4%15.2%
Tecumseh city8,655$64,086$193,60022.9%4.8%
Greenville city8,897$55,477$160,60016.3%11.5%
Lapeer city9,053$53,038$165,30015.1%21.0%
Marysville city9,942$69,661$185,50024.3%6.2%

Population Overview

Charlotte city is a small city located in Michigan, within Eaton County. The total population is 9,269. It ranks as the 107th most populous out of 745 cities and towns in Michigan.

Age Demographics

The median age in Charlotte city is 35.9 years. This is 10% lower than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Charlotte city is $63,385. This is 11% lower than the state median of $71,149. Compared to the national median of $78,538, household income here is 19% lower. The poverty rate stands at 11.7%. This is 11% lower than the state poverty rate of 13.1%. The unemployment rate is 5.2%. This is 10% lower than the state rate of 5.8%. The median home value is $140,500. Housing costs are 35% lower than the state median of $217,600. With a home-value-to-income ratio of just 2.2x, Charlotte city is one of the most affordable housing markets in the area. 66.8% of occupied housing units are owner-occupied. This homeownership rate is 8% lower than the state average of 72.9%.

Race & Ethnicity

Charlotte city has a predominantly White (non-Hispanic) population, comprising 89.2% of all residents. Hispanic or Latino residents account for 4.9%. The Black or African American population (2.0%) is well below the state average of 13.2%. The Asian population (0.1%) is well below the state average of 3.3%.

Education

17.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 45% lower than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.6%.

Data Sources & Methodology

All demographic data for Charlotte city, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. For official data, visit data.census.gov.

Free data download: Get all Michigan city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Charlotte city, Michigan?

Charlotte city, Michigan has a population of 9,269 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Charlotte city, MI?

The median household income in Charlotte city is $63,385, which is 19% lower the national median of $78,538.

What is the poverty rate in Charlotte city, MI?

The poverty rate in Charlotte city is 11.7%. This means approximately 1,025 residents live below the federal poverty line.

What is the racial makeup of Charlotte city, Michigan?

Charlotte city's population is 89.2% White, 2.0% Black, 4.9% Hispanic/Latino, and 0.1% Asian.

What is the median home value in Charlotte city, MI?

The median home value in Charlotte city is $140,500. The home-value-to-income ratio is 2.2x.

How educated is Charlotte city, Michigan?

17.4% of adults (25+) in Charlotte city hold a bachelor's degree or higher, and 4.1% hold a graduate or professional degree.