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Cheboygan city, Michigan Demographics & Population 2026

As of 2026, Cheboygan city, Michigan has a total population of 4,801, the 185th largest city in Michigan, with a median household income of $41,338, which is 42% lower than the state average. The poverty rate is 19.0%.

Key Takeaways

Cheboygan city Quick Facts

Population 4,801
Median Household Income $41,338
Median Home Value $118,700
Poverty Rate 19.0%
Unemployment Rate 10.0%
Median Age 42.1 years
Homeownership Rate 64.8%
Affordability Ratio 2.9x
Bachelor's Degree or Higher 16.9%
High School Graduation Rate 83.8%
Diversity Index 23/100
Population 4,801 185th of 745
Median Income $41,338 bottom 20%
Poverty Rate 19.0% 53% higher national
Median Home Value $118,700 below average

How Cheboygan city Compares

Economy & Housing

Employment

10.0% Unemployment Rate State: 5.8% | National: 5.2%
50.8% Labor Force Participation

Housing Overview

Owner 64.8%
Renter 35.2%
Affordability Index Very Affordable
2.9x home value to income ratio

People & Demographics

Diversity Index

23out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 44 | National average: 60

Education

Cheboygan city Rankings in Michigan

#185 Population of 745
#655 Median Income of 745
#438 Education of 745
#489 Home Value of 745

Cities Similar to Cheboygan city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Wolf Lake CDP4,802$49,005$99,8006.2%14.6%
Allegan city5,182$42,261$161,10015.3%15.1%
Ironwood city5,004$37,191$74,90019.5%14.9%
Caro city4,284$41,940$102,20015.7%26.7%
Springfield city5,295$43,681$105,30010.9%22.1%

Population Overview

Cheboygan city is a small community located in Michigan, within Cheboygan County. The total population is 4,801. It ranks as the 185th most populous out of 745 cities and towns in Michigan.

Age Demographics

The median age in Cheboygan city is 42.1 years. This is 5% higher than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Cheboygan city is $41,338. This is 42% lower than the state median of $71,149. Compared to the national median of $78,538, household income here is 47% lower. The poverty rate stands at 19.0%. This is 46% higher than the state poverty rate of 13.1%. The unemployment rate is 10.0%. This is 71% higher than the state rate of 5.8%. The median home value is $118,700. Housing costs are 45% lower than the state median of $217,600. With a home-value-to-income ratio of just 2.9x, Cheboygan city is one of the most affordable housing markets in the area. 64.8% of occupied housing units are owner-occupied. This homeownership rate is 11% lower than the state average of 72.9%.

Race & Ethnicity

Cheboygan city has a predominantly White (non-Hispanic) population, comprising 87.3% of all residents. Black or African American residents account for 3.1%. The Black or African American population (3.1%) is well below the state average of 13.2%. The Hispanic or Latino population (2.3%) is well below the state average of 5.7%. The Asian population (0.9%) is well below the state average of 3.3%.

Education

16.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 47% lower than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 83.8%.

Data Sources & Methodology

All demographic data for Cheboygan city, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Cheboygan city, Michigan?

Cheboygan city, Michigan has a population of 4,801 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cheboygan city, MI?

The median household income in Cheboygan city is $41,338, which is 47% lower the national median of $78,538.

What is the poverty rate in Cheboygan city, MI?

The poverty rate in Cheboygan city is 19.0%. This means approximately 876 residents live below the federal poverty line.

What is the racial makeup of Cheboygan city, Michigan?

Cheboygan city's population is 87.3% White, 3.1% Black, 2.3% Hispanic/Latino, and 0.9% Asian.

What is the median home value in Cheboygan city, MI?

The median home value in Cheboygan city is $118,700. The home-value-to-income ratio is 2.9x.

How educated is Cheboygan city, Michigan?

16.9% of adults (25+) in Cheboygan city hold a bachelor's degree or higher, and 6.1% hold a graduate or professional degree.