Coldwater city, Michigan Demographics & Population 2026

Population Overview

Coldwater city is a small city located in Michigan, within Branch County. The total population is 13,847. It ranks as the 78th most populous out of 745 cities and towns in Michigan.

Age Demographics

The median age in Coldwater city is 40.2 years. This is about average than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Coldwater city is $50,084. This is 30% lower than the state median of $71,149. Compared to the national median of $78,538, household income here is 36% lower. The poverty rate stands at 19.9%. This is 52% higher than the state poverty rate of 13.1%. The unemployment rate is 6.0%. This is 3% higher than the state rate of 5.8%. The median home value is $120,900. Housing costs are 44% lower than the state median of $217,600. With a home-value-to-income ratio of just 2.4x, Coldwater city is one of the most affordable housing markets in the area. 61.3% of occupied housing units are owner-occupied. This homeownership rate is 16% lower than the state average of 72.9%.

Race & Ethnicity

The largest racial or ethnic group in Coldwater city is White (non-Hispanic), making up 82.2% of the population. Hispanic or Latino residents account for 9.0%. The Black or African American population (4.9%) is well below the state average of 13.2%. The Hispanic or Latino population is significantly higher than the state average (9.0% vs 5.7%). The Asian population (0.1%) is well below the state average of 3.3%.

Education

14.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 54% lower than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.1%.

Data Sources & Methodology

All demographic data for Coldwater city, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. For official data, visit data.census.gov.