Harbor Springs city, Michigan Demographics & Population 2026

Population Overview

Harbor Springs city is a small community located in Michigan, within Emmet County. The total population is 1,015. It ranks as the 435th most populous out of 745 cities and towns in Michigan.

Age Demographics

The median age in Harbor Springs city is 64.9 years. This is 62% higher than the state median of 40.1 years. Only 7.5% of residents are under 18, indicating fewer families with children. 23.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Harbor Springs city is $60,556. This is 15% lower than the state median of $71,149. Compared to the national median of $78,538, household income here is 23% lower. The poverty rate stands at 10.0%. This is 23% lower than the state poverty rate of 13.1%. The unemployment rate is 2.3%. This is 61% lower than the state rate of 5.8%. The median home value is $368,100. Housing costs are 69% higher than the state median of $217,600. The home-value-to-income ratio of 6.1x suggests that housing affordability is a significant concern for many residents. 74.4% of occupied housing units are owner-occupied. This homeownership rate is 2% higher than the state average of 72.9%.

Race & Ethnicity

The largest racial or ethnic group in Harbor Springs city is White (non-Hispanic), making up 81.3% of the population. Hispanic or Latino residents account for 5.9%. The Asian population (0.6%) is well below the state average of 3.3%.

Education

45.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 42% higher than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.5%. Notably, 19.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Harbor Springs city, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. For official data, visit data.census.gov.