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Houghton Lake CDP, Michigan Demographics & Population 2026

Very AffordableHome value to income ratio of 2.4x is exceptionally low

As of 2026, Houghton Lake CDP, Michigan has a total population of 5,761, the 164th largest city in Michigan, with a median household income of $50,861, which is 29% lower than the state average. The poverty rate is 21.7%.

Key Takeaways

Houghton Lake CDP Quick Facts

Population 5,761
Median Household Income $50,861
Median Home Value $122,800
Poverty Rate 21.7%
Unemployment Rate 2.7%
Median Age 54.5 years
Homeownership Rate 79.5%
Affordability Ratio 2.4x
Bachelor's Degree or Higher 17.4%
High School Graduation Rate 89.7%
Diversity Index 10/100
Population 5,761 164th of 745
Median Income $50,861 below average
Poverty Rate 21.7% 75% higher national
Median Home Value $122,800 below average

How Houghton Lake CDP Compares

Economy & Housing

Employment

2.7% Unemployment Rate State: 5.8% | National: 5.2%
44.0% Labor Force Participation

Housing Overview

Owner 79.5%
Renter 20.5%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

10out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 44 | National average: 60

Education

Houghton Lake CDP Rankings in Michigan

#164 Population of 745
#508 Median Income of 745
#422 Education of 745
#461 Home Value of 745

Cities Similar to Houghton Lake CDP

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Zeeland city5,691$49,367$248,10030.8%11.4%
Belding city5,949$55,895$152,70015.0%17.8%
Ishpeming city6,173$52,717$109,20026.3%17.5%
Richmond city5,839$61,715$228,00020.6%23.4%
Holly village5,971$61,221$174,90022.4%10.0%

Population Overview

Houghton Lake CDP is a small city located in Michigan. The total population is 5,761. It ranks as the 164th most populous out of 745 cities and towns in Michigan.

Age Demographics

The median age in Houghton Lake CDP is 54.5 years. This is 36% higher than the state median of 40.1 years. 12.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Houghton Lake CDP is $50,861. This is 29% lower than the state median of $71,149. Compared to the national median of $78,538, household income here is 35% lower. The poverty rate stands at 21.7%. This is 67% higher than the state poverty rate of 13.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 2.7%. This is 53% lower than the state rate of 5.8%. The median home value is $122,800. Housing costs are 44% lower than the state median of $217,600. With a home-value-to-income ratio of just 2.4x, Houghton Lake CDP is one of the most affordable housing markets in the area. 79.5% of occupied housing units are owner-occupied. This homeownership rate is 9% higher than the state average of 72.9%.

Race & Ethnicity

Houghton Lake CDP has a predominantly White (non-Hispanic) population, comprising 94.8% of all residents. Hispanic or Latino residents account for 1.1%. The Black or African American population (0.5%) is well below the state average of 13.2%. The Hispanic or Latino population (1.1%) is well below the state average of 5.7%. The Asian population (0.0%) is well below the state average of 3.3%.

Education

17.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 45% lower than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.7%.

Data Sources & Methodology

All demographic data for Houghton Lake CDP, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Houghton Lake CDP, Michigan?

Houghton Lake CDP, Michigan has a population of 5,761 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Houghton Lake CDP, MI?

The median household income in Houghton Lake CDP is $50,861, which is 35% lower the national median of $78,538.

What is the poverty rate in Houghton Lake CDP, MI?

The poverty rate in Houghton Lake CDP is 21.7%. This means approximately 1,234 residents live below the federal poverty line.

What is the racial makeup of Houghton Lake CDP, Michigan?

Houghton Lake CDP's population is 94.8% White, 0.5% Black, 1.1% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Houghton Lake CDP, MI?

The median home value in Houghton Lake CDP is $122,800. The home-value-to-income ratio is 2.4x.

How educated is Houghton Lake CDP, Michigan?

17.4% of adults (25+) in Houghton Lake CDP hold a bachelor's degree or higher, and 9.0% hold a graduate or professional degree.