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Saginaw County, Michigan Demographics 2026

Saginaw County, Michigan has a population of 189,210, the 11th most populous county in Michigan. The median household income is $58,347 and the median home value is $139,400. The poverty rate is 18.1%.

Saginaw County Quick Facts

Population 189,210
Median Household Income $58,347
Median Home Value $139,400
Poverty Rate 18.1%
Unemployment Rate 6.7%
Median Age 41.1 years
Homeownership Rate 73.5%
Affordability Ratio 2.4x
Bachelor's Degree+ 23.4%
High School Graduation 91.1%
Cities/Places 3
Population 189,210 11th of 83
Median Income $58,347 18% lower state
Poverty Rate 18.1%
Unemployment 6.7%

Economy & Housing

Employment

6.7% Unemployment Rate State: 5.8% | National: 5.2%
56.8% Labor Force Participation

Housing Overview

Owner 73.5%
Renter 26.5%
Affordability Index Very Affordable
2.4x home value to income ratio

People & Demographics

Diversity Index

49out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 44 | National average: 60

Education

Cities & Places in Saginaw County

CityPopulationMedian IncomePovertyHome Value
Saginaw city43,879$37,29833.5%$54,000
Frankenmuth city5,108$84,5833.6%$277,600
Zilwaukee city1,696$57,44913.7%$87,900

Population Overview

Saginaw County is located in Michigan with a total population of 189,210. It is the 11th most populous county out of 83 in Michigan. The county encompasses 3 Census-designated places.

Age Demographics

The median age in Saginaw County is 41.1 years. This is 2% higher than the state median of 40.1 years.

Economy, Income & Housing

The median household income in Saginaw County is $58,347. This is 18% lower than the state median of $71,149. Compared to the national median of $78,538, household income here is 26% lower. The poverty rate stands at 18.1%. This is 39% higher than the state poverty rate of 13.1%. The unemployment rate is 6.7%. This is 14% higher than the state rate of 5.8%. The median home value is $139,400. Housing costs are 36% lower than the state median of $217,600. With a home-value-to-income ratio of just 2.4x, Saginaw County is one of the most affordable housing markets in the area. 73.5% of occupied housing units are owner-occupied.

Race & Ethnicity

The largest racial or ethnic group in Saginaw County is White (non-Hispanic), making up 68.2% of the population. Black or African American residents account for 18.5%. The Hispanic or Latino population is significantly higher than the state average (9.1% vs 5.7%). The Asian population (1.2%) is well below the state average of 3.3%.

Education

23.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 26% lower than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.1%.

Frequently Asked Questions

What is the population of Saginaw County, Michigan?

Saginaw County has a population of 189,210, making it the 11th most populous county in Michigan.

What is the median income in Saginaw County?

The median household income in Saginaw County is $58,347 with a poverty rate of 18.1%.

How many cities are in Saginaw County, Michigan?

Saginaw County contains 3 Census-designated places.