Swartz Creek city, Michigan Demographics & Population 2026
As of 2026, Swartz Creek city, Michigan has a total population of 5,856, the 161st largest city in Michigan, with a median household income of $73,862, which is 4% higher than the state average. The poverty rate is 8.6%.
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.3x.
- Near full employment with an unemployment rate of just 1.7%.
Swartz Creek city Quick Facts
How Swartz Creek city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 44 | National average: 60
Education
Educational Attainment (Adults 25+)
Swartz Creek city Rankings in Michigan
Explore Michigan Rankings
Other Cities in Genesee County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Flint city | 80,835 | $36,194 | 34.4% | $47,600 |
| Burton city | 29,529 | $57,767 | 17.1% | $131,200 |
| Flushing city | 8,323 | $77,372 | 6.9% | $189,500 |
| Grand Blanc city | 7,995 | $67,284 | 7.0% | $228,000 |
| Davison city | 5,082 | $50,450 | 16.2% | $166,100 |
| Linden city | 4,150 | $77,434 | 5.5% | $232,300 |
| Mount Morris city | 3,130 | $42,886 | 28.2% | $79,500 |
| Clio city | 2,165 | $50,678 | 16.9% | $119,100 |
| Montrose city | 2,057 | $44,625 | 25.8% | $109,700 |
Cities Similar to Swartz Creek city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Petoskey city | 5,851 | $71,783 | $319,300 | 52.8% | 8.4% |
| Dundee village | 5,584 | $71,058 | $233,000 | 33.5% | 5.3% |
| St. Clair city | 5,581 | $68,482 | $241,700 | 28.3% | 9.6% |
| Chelsea city | 5,420 | $71,702 | $301,100 | 50.8% | 3.8% |
| Richmond city | 5,839 | $61,715 | $228,000 | 20.6% | 23.4% |
Population Overview
Swartz Creek city is a small city located in Michigan, within Genesee County. The total population is 5,856. It ranks as the 161st most populous out of 745 cities and towns in Michigan.
Age Demographics
The median age in Swartz Creek city is 45.8 years. This is 14% higher than the state median of 40.1 years. 13.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Swartz Creek city is $73,862. This is 4% higher than the state median of $71,149. Compared to the national median of $78,538, household income here is 6% lower. The poverty rate stands at 8.6%. This is 34% lower than the state poverty rate of 13.1%. The unemployment rate is 1.7%. This is 70% lower than the state rate of 5.8%. The median home value is $168,900. Housing costs are 22% lower than the state median of $217,600. With a home-value-to-income ratio of just 2.3x, Swartz Creek city is one of the most affordable housing markets in the area. 69.5% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 72.9%.
Race & Ethnicity
Swartz Creek city has a predominantly White (non-Hispanic) population, comprising 91.7% of all residents. Hispanic or Latino residents account for 3.2%. The Black or African American population (0.7%) is well below the state average of 13.2%. The Asian population (1.1%) is well below the state average of 3.3%.
Education
21.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 32% lower than the state rate of 31.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%.
Data Sources & Methodology
All demographic data for Swartz Creek city, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Swartz Creek city, Michigan?
Swartz Creek city, Michigan has a population of 5,856 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Swartz Creek city, MI?
The median household income in Swartz Creek city is $73,862, which is 6% lower the national median of $78,538.
What is the poverty rate in Swartz Creek city, MI?
The poverty rate in Swartz Creek city is 8.6%. This means approximately 500 residents live below the federal poverty line.
What is the racial makeup of Swartz Creek city, Michigan?
Swartz Creek city's population is 91.7% White, 0.7% Black, 3.2% Hispanic/Latino, and 1.1% Asian.
What is the median home value in Swartz Creek city, MI?
The median home value in Swartz Creek city is $168,900. The home-value-to-income ratio is 2.3x.
How educated is Swartz Creek city, Michigan?
21.5% of adults (25+) in Swartz Creek city hold a bachelor's degree or higher, and 5.9% hold a graduate or professional degree.