Cottonwood city, Minnesota Demographics & Population 2026
As of 2026, Cottonwood city, Minnesota has a total population of 1,120, the 345th largest city in Minnesota, with a median household income of $90,750, which is 4% higher than the state average. The poverty rate is 8.2%.
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.0x.
Cottonwood city Quick Facts
How Cottonwood city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 60
Education
Educational Attainment (Adults 25+)
Cottonwood city Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Lyon County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Marshall city | 13,880 | $64,636 | 16.9% | $198,900 |
| Tracy city | 1,869 | $60,682 | 9.5% | $110,900 |
| Minneota city | 1,531 | $72,396 | 5.6% | $158,100 |
| Lynd city | 570 | $79,375 | 32.9% | $170,000 |
| Balaton city | 544 | $54,091 | 13.3% | $85,000 |
| Ghent city | 455 | $72,500 | 7.0% | $154,700 |
| Russell city | 323 | $62,143 | 4.6% | $101,700 |
| Taunton city | 140 | $46,875 | 20.0% | $74,600 |
| Garvin city | 90 | $41,000 | 23.3% | $50,000 |
| Florence city | 29 | $42,500 | 13.8% | $158,300 |
Cities Similar to Cottonwood city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Lake Shore city | 1,117 | $96,923 | $532,500 | 39.6% | 6.5% |
| Elgin city | 1,147 | $87,000 | $218,200 | 23.5% | 6.5% |
| Shafer city | 1,151 | $96,042 | $225,700 | 16.0% | 7.1% |
| Lake St. Croix Beach city | 1,106 | $100,134 | $334,600 | 43.6% | 12.1% |
| Madison Lake city | 1,178 | $84,833 | $281,300 | 36.9% | 6.7% |
Population Overview
Cottonwood city is a small community located in Minnesota, within Lyon County. The total population is 1,120. It ranks as the 345th most populous out of 913 cities and towns in Minnesota.
Age Demographics
The median age in Cottonwood city is 37.0 years. This is 4% lower than the state median of 38.6 years.
Economy, Income & Housing
The median household income in Cottonwood city is $90,750. This is 4% higher than the state median of $87,556. Compared to the national median of $78,538, household income here is 16% higher. The poverty rate stands at 8.2%. This is 11% lower than the state poverty rate of 9.2%. The unemployment rate is 3.6%. This is 8% lower than the state rate of 3.9%. The median home value is $180,200. Housing costs are 41% lower than the state median of $305,500. With a home-value-to-income ratio of just 2.0x, Cottonwood city is one of the most affordable housing markets in the area. 78.9% of occupied housing units are owner-occupied. This homeownership rate is 9% higher than the state average of 72.4%.
Race & Ethnicity
Cottonwood city has a predominantly White (non-Hispanic) population, comprising 93.5% of all residents. Hispanic or Latino residents account for 3.2%. The Asian population (0.1%) is well below the state average of 5.0%.
Education
27.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 30% lower than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.0%.
Data Sources & Methodology
All demographic data for Cottonwood city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Cottonwood city, Minnesota?
Cottonwood city, Minnesota has a population of 1,120 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Cottonwood city, MN?
The median household income in Cottonwood city is $90,750, which is 16% higher the national median of $78,538.
What is the poverty rate in Cottonwood city, MN?
The poverty rate in Cottonwood city is 8.2%. This means approximately 91 residents live below the federal poverty line.
What is the racial makeup of Cottonwood city, Minnesota?
Cottonwood city's population is 93.5% White, 0.0% Black, 3.2% Hispanic/Latino, and 0.1% Asian.
What is the median home value in Cottonwood city, MN?
The median home value in Cottonwood city is $180,200. The home-value-to-income ratio is 2.0x.
How educated is Cottonwood city, Minnesota?
27.1% of adults (25+) in Cottonwood city hold a bachelor's degree or higher, and 7.0% hold a graduate or professional degree.