Ham Lake city, Minnesota Demographics & Population 2026
As of 2026, Ham Lake city, Minnesota has a total population of 16,575, the 68th largest city in Minnesota, with a median household income of $116,845, which is 33% higher than the state average. The poverty rate is 4.1%.
Key Takeaways
- Household income is 33% above the state average — one of the wealthiest communities in Minnesota.
- An exceptionally low poverty rate of 4.1% — among the lowest in Minnesota.
Ham Lake city Quick Facts
How Ham Lake city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 60
Education
Educational Attainment (Adults 25+)
Ham Lake city Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Anoka County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Coon Rapids city | 63,348 | $86,618 | 8.0% | $287,200 |
| Andover city | 32,825 | $131,528 | 3.4% | $389,200 |
| Fridley city | 29,944 | $79,274 | 11.4% | $277,100 |
| Ramsey city | 28,070 | $112,060 | 3.7% | $345,000 |
| Columbia Heights city | 22,016 | $74,688 | 14.4% | $259,900 |
| Lino Lakes city | 21,847 | $121,800 | 2.8% | $385,000 |
| Anoka city | 17,941 | $75,262 | 7.9% | $292,900 |
| East Bethel city | 11,995 | $114,583 | 2.6% | $343,200 |
| Oak Grove city | 9,031 | $114,679 | 1.5% | $394,100 |
| Circle Pines city | 4,980 | $96,477 | 4.9% | $277,300 |
Cities Similar to Ham Lake city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Hugo city | 16,076 | $114,057 | $394,200 | 44.0% | 1.7% |
| Buffalo city | 16,388 | $88,306 | $281,900 | 30.8% | 6.6% |
| Stillwater city | 19,323 | $109,297 | $398,100 | 50.8% | 7.7% |
| St. Michael city | 19,267 | $130,814 | $365,800 | 44.3% | 4.0% |
| Waconia city | 13,223 | $104,929 | $407,600 | 49.8% | 4.2% |
Population Overview
Ham Lake city is a small city located in Minnesota, within Anoka County. The total population is 16,575. It ranks as the 68th most populous out of 913 cities and towns in Minnesota.
Age Demographics
The median age in Ham Lake city is 42.8 years. This is 11% higher than the state median of 38.6 years.
Economy, Income & Housing
The median household income in Ham Lake city is $116,845. This is 33% higher than the state median of $87,556. Compared to the national median of $78,538, household income here is 49% higher. The poverty rate stands at 4.1%. This is 56% lower than the state poverty rate of 9.2%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.6%. This is 33% lower than the state rate of 3.9%. The median home value is $430,100. Housing costs are 41% higher than the state median of $305,500. The home-value-to-income ratio is 3.7x. 95.2% of occupied housing units are owner-occupied. This homeownership rate is 32% higher than the state average of 72.4%.
Race & Ethnicity
Ham Lake city has a predominantly White (non-Hispanic) population, comprising 91.0% of all residents. Asian residents account for 3.6%. The Black or African American population (0.5%) is well below the state average of 6.7%. The Hispanic or Latino population (2.2%) is well below the state average of 6.2%.
Education
35.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 7% lower than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.8%.
Data Sources & Methodology
All demographic data for Ham Lake city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Ham Lake city, Minnesota?
Ham Lake city, Minnesota has a population of 16,575 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Ham Lake city, MN?
The median household income in Ham Lake city is $116,845, which is 49% higher the national median of $78,538.
What is the poverty rate in Ham Lake city, MN?
The poverty rate in Ham Lake city is 4.1%. This means approximately 673 residents live below the federal poverty line.
What is the racial makeup of Ham Lake city, Minnesota?
Ham Lake city's population is 91.0% White, 0.5% Black, 2.2% Hispanic/Latino, and 3.6% Asian.
What is the median home value in Ham Lake city, MN?
The median home value in Ham Lake city is $430,100. The home-value-to-income ratio is 3.7x.
How educated is Ham Lake city, Minnesota?
35.9% of adults (25+) in Ham Lake city hold a bachelor's degree or higher, and 10.4% hold a graduate or professional degree.