Otsego city, Minnesota Demographics & Population 2026
As of 2026, Otsego city, Minnesota has a total population of 21,358, the 55th largest city in Minnesota, with a median household income of $127,219, which is 45% higher than the state average. The poverty rate is 0.8%.
Key Takeaways
- Household income is 45% above the state average — one of the wealthiest communities in Minnesota.
- An exceptionally low poverty rate of 0.8% — among the lowest in Minnesota.
- Near full employment with an unemployment rate of just 1.5%.
Otsego city Quick Facts
How Otsego city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 60
Education
Educational Attainment (Adults 25+)
Otsego city Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Wright County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| St. Michael city | 19,267 | $130,814 | 4.0% | $365,800 |
| Buffalo city | 16,388 | $88,306 | 6.6% | $281,900 |
| Monticello city | 14,607 | $81,563 | 8.8% | $298,400 |
| Dayton city | 8,381 | $137,383 | 2.8% | $510,600 |
| Albertville city | 8,066 | $126,307 | 0.6% | $326,400 |
| Delano city | 6,712 | $118,091 | 3.2% | $347,500 |
| Becker city | 4,958 | $90,188 | 5.6% | $257,600 |
| Rockford city | 4,521 | $82,228 | 6.7% | $265,900 |
| Montrose city | 3,840 | $98,832 | 7.3% | $260,100 |
| Hanover city | 3,495 | $147,944 | 2.2% | $421,700 |
Cities Similar to Otsego city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Lino Lakes city | 21,847 | $121,800 | $385,000 | 43.3% | 2.8% |
| Golden Valley city | 21,927 | $114,435 | $423,500 | 61.7% | 8.1% |
| St. Michael city | 19,267 | $130,814 | $365,800 | 44.3% | 4.0% |
| Farmington city | 23,675 | $118,556 | $345,100 | 38.1% | 3.8% |
| Champlin city | 23,450 | $115,719 | $338,400 | 36.6% | 7.0% |
Population Overview
Otsego city is a small city located in Minnesota, within Wright County. The total population is 21,358. It ranks as the 55th most populous out of 913 cities and towns in Minnesota.
Age Demographics
The median age in Otsego city is 34.4 years. This is 11% lower than the state median of 38.6 years. With 30.8% of the population under 18, Otsego city has a notably young demographic profile, suggesting a family-oriented community.
Economy, Income & Housing
The median household income in Otsego city is $127,219. This is 45% higher than the state median of $87,556. Compared to the national median of $78,538, household income here is 62% higher. The poverty rate stands at 0.8%. This is 91% lower than the state poverty rate of 9.2%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.5%. This is 61% lower than the state rate of 3.9%. The median home value is $367,200. Housing costs are 20% higher than the state median of $305,500. With a home-value-to-income ratio of just 2.9x, Otsego city is one of the most affordable housing markets in the area. 91.2% of occupied housing units are owner-occupied. This homeownership rate is 26% higher than the state average of 72.4%.
Race & Ethnicity
The largest racial or ethnic group in Otsego city is White (non-Hispanic), making up 82.6% of the population. Black or African American residents account for 6.7%. The Asian population (2.3%) is well below the state average of 5.0%.
Education
41.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 8% higher than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.7%.
Data Sources & Methodology
All demographic data for Otsego city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Otsego city, Minnesota?
Otsego city, Minnesota has a population of 21,358 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Otsego city, MN?
The median household income in Otsego city is $127,219, which is 62% higher the national median of $78,538.
What is the poverty rate in Otsego city, MN?
The poverty rate in Otsego city is 0.8%. This means approximately 178 residents live below the federal poverty line.
What is the racial makeup of Otsego city, Minnesota?
Otsego city's population is 82.6% White, 6.7% Black, 3.4% Hispanic/Latino, and 2.3% Asian.
What is the median home value in Otsego city, MN?
The median home value in Otsego city is $367,200. The home-value-to-income ratio is 2.9x.
How educated is Otsego city, Minnesota?
41.8% of adults (25+) in Otsego city hold a bachelor's degree or higher, and 10.7% hold a graduate or professional degree.