St. Cloud city, Minnesota Demographics & Population 2026
As of 2026, St. Cloud city, Minnesota has a total population of 69,926, the 12th largest city in Minnesota, with a median household income of $61,112, which is 30% lower than the state average. The poverty rate is 18.5%.
Key Takeaways
- Household income is 30% below the state average, indicating significant economic challenges.
St. Cloud city Quick Facts
How St. Cloud city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
Moderate diversity with one or two groups making up the majority.
State average: 40 | National average: 60
Education
Educational Attainment (Adults 25+)
St. Cloud city Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Stearns County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Sartell city | 19,620 | $77,465 | 8.1% | $278,000 |
| St. Anthony city (Hennepin and Ramsey Counties) | 9,516 | $97,784 | 3.5% | $365,700 |
| Waite Park city | 8,341 | $56,884 | 24.1% | $217,000 |
| St. Joseph city | 7,024 | $75,217 | 21.6% | $240,300 |
| Sauk Centre city | 4,589 | $65,763 | 15.4% | $196,000 |
| Cold Spring city | 4,201 | $72,022 | 9.9% | $242,000 |
| Melrose city | 3,608 | $58,107 | 8.6% | $198,300 |
| St. Augusta city | 3,576 | $116,384 | 4.2% | $323,400 |
| Albany city | 2,800 | $75,417 | 3.6% | $226,000 |
| Rockville city | 2,521 | $101,447 | 5.0% | $327,400 |
Cities Similar to St. Cloud city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Burnsville city | 64,295 | $83,953 | $335,100 | 39.9% | 8.7% |
| Duluth city | 86,863 | $66,263 | $225,700 | 42.3% | 17.2% |
| Coon Rapids city | 63,348 | $86,618 | $287,200 | 24.3% | 8.0% |
| Blaine city | 71,261 | $103,382 | $327,500 | 36.1% | 6.5% |
| Eagan city | 68,158 | $107,486 | $380,800 | 53.4% | 5.9% |
Population Overview
St. Cloud city is a mid-sized community located in Minnesota, within Stearns County. The total population is 69,926. It ranks as the 12th most populous out of 913 cities and towns in Minnesota.
Age Demographics
The median age in St. Cloud city is 31.0 years. This is 20% lower than the state median of 38.6 years.
Economy, Income & Housing
The median household income in St. Cloud city is $61,112. This is 30% lower than the state median of $87,556. Compared to the national median of $78,538, household income here is 22% lower. The poverty rate stands at 18.5%. This is 101% higher than the state poverty rate of 9.2%. The unemployment rate is 6.5%. This is 65% higher than the state rate of 3.9%. The median home value is $212,800. Housing costs are 30% lower than the state median of $305,500. The home-value-to-income ratio is 3.5x. 48.6% of occupied housing units are owner-occupied. This homeownership rate is 33% lower than the state average of 72.4%.
Race & Ethnicity
The largest racial or ethnic group in St. Cloud city is White (non-Hispanic), making up 67.0% of the population. Black or African American residents account for 17.3%. The Black or African American population is significantly higher than the state average (17.3% vs 6.7%).
Education
29.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 24% lower than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.7%.
Data Sources & Methodology
All demographic data for St. Cloud city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of St. Cloud city, Minnesota?
St. Cloud city, Minnesota has a population of 69,926 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in St. Cloud city, MN?
The median household income in St. Cloud city is $61,112, which is 22% lower the national median of $78,538.
What is the poverty rate in St. Cloud city, MN?
The poverty rate in St. Cloud city is 18.5%. This means approximately 12,187 residents live below the federal poverty line.
What is the racial makeup of St. Cloud city, Minnesota?
St. Cloud city's population is 67.0% White, 17.3% Black, 5.5% Hispanic/Latino, and 4.3% Asian.
What is the median home value in St. Cloud city, MN?
The median home value in St. Cloud city is $212,800. The home-value-to-income ratio is 3.5x.
How educated is St. Cloud city, Minnesota?
29.4% of adults (25+) in St. Cloud city hold a bachelor's degree or higher, and 10.4% hold a graduate or professional degree.