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Stephen city, Minnesota Demographics & Population 2026

Very AffordableHome value to income ratio of 1.3x is exceptionally low

As of 2026, Stephen city, Minnesota has a total population of 524, the 491st largest city in Minnesota, with a median household income of $63,750, which is 27% lower than the state average. The poverty rate is 12.4%.

Key Takeaways

Stephen city Quick Facts

Population 524
Median Household Income $63,750
Median Home Value $83,800
Poverty Rate 12.4%
Unemployment Rate 3.1%
Median Age 55.3 years
Homeownership Rate 87.7%
Affordability Ratio 1.3x
Bachelor's Degree or Higher 26.2%
High School Graduation Rate 87.9%
Diversity Index 33/100
Population 524 491st of 913
Median Income $63,750 average
Poverty Rate 12.4% about average national
Median Home Value $83,800 bottom 20%

How Stephen city Compares

Economy & Housing

Employment

3.1% Unemployment Rate State: 3.9% | National: 5.2%
58.6% Labor Force Participation

Housing Overview

Owner 87.7%
Renter 12.3%
Affordability Index Very Affordable
1.3x home value to income ratio

People & Demographics

Diversity Index

33out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Stephen city Rankings in Minnesota

#491 Population of 913
#496 Median Income of 913
#286 Education of 913
#767 Home Value of 913

Other Cities in Marshall County

CityPopulationMedian IncomePovertyHome Value
Warren city 1,637 $57,656 14.0% $134,300
St. Stephen city 672 $94,875 2.1% $237,600
Argyle city 499 $81,750 0.4% $188,200
Newfolden city 468 $69,000 11.4% $143,800
Alvarado city 338 $70,000 14.5% $132,700
Oslo city 297 $76,250 1.4% $101,800
Middle River city 281 $57,188 14.4% $103,500
Grygla city 271 $64,583 7.7% $68,600
Viking city 120 $74,750 7.5% $130,000
Strandquist city 88 N/A 3.4% $28,300

Cities Similar to Stephen city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Sacred Heart city522$63,125$57,60012.9%20.3%
Pennock city510$68,846$140,5008.1%11.8%
Claremont city554$66,458$114,10012.7%27.9%
Pillager city494$66,771$148,30017.8%8.5%
Danube city489$62,014$137,50013.6%2.3%

Population Overview

Stephen city is a small community located in Minnesota, within Marshall County. The total population is 524. It ranks as the 491st most populous out of 913 cities and towns in Minnesota.

Age Demographics

The median age in Stephen city is 55.3 years. This is 43% higher than the state median of 38.6 years. 14.5% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Stephen city is $63,750. This is 27% lower than the state median of $87,556. Compared to the national median of $78,538, household income here is 19% lower. The poverty rate stands at 12.4%. This is 35% higher than the state poverty rate of 9.2%. The unemployment rate is 3.1%. This is 22% lower than the state rate of 3.9%. The median home value is $83,800. Housing costs are 73% lower than the state median of $305,500. With a home-value-to-income ratio of just 1.3x, Stephen city is one of the most affordable housing markets in the area. 87.7% of occupied housing units are owner-occupied. This homeownership rate is 21% higher than the state average of 72.4%.

Race & Ethnicity

The largest racial or ethnic group in Stephen city is White (non-Hispanic), making up 80.3% of the population. Hispanic or Latino residents account for 15.3%. The Black or African American population (1.1%) is well below the state average of 6.7%. The Hispanic or Latino population is significantly higher than the state average (15.3% vs 6.2%).

Education

26.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 33% lower than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.9%.

Data Sources & Methodology

All demographic data for Stephen city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Stephen city, Minnesota?

Stephen city, Minnesota has a population of 524 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Stephen city, MN?

The median household income in Stephen city is $63,750, which is 19% lower the national median of $78,538.

What is the poverty rate in Stephen city, MN?

The poverty rate in Stephen city is 12.4%. This means approximately 60 residents live below the federal poverty line.

What is the racial makeup of Stephen city, Minnesota?

Stephen city's population is 80.3% White, 1.1% Black, 15.3% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Stephen city, MN?

The median home value in Stephen city is $83,800. The home-value-to-income ratio is 1.3x.

How educated is Stephen city, Minnesota?

26.2% of adults (25+) in Stephen city hold a bachelor's degree or higher, and 8.0% hold a graduate or professional degree.