Two Harbors city, Minnesota Demographics & Population 2026
As of 2026, Two Harbors city, Minnesota has a total population of 3,598, the 191st largest city in Minnesota, with a median household income of $62,885, which is 28% lower than the state average. The poverty rate is 12.0%.
Key Takeaways
- Near full employment with an unemployment rate of just 1.0%.
Two Harbors city Quick Facts
How Two Harbors city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 60
Education
Educational Attainment (Adults 25+)
Two Harbors city Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Lake County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Silver Bay city | 1,790 | $70,870 | 8.9% | $150,700 |
| Beaver Bay city | 90 | $48,333 | 20.0% | $215,600 |
Cities Similar to Two Harbors city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Melrose city | 3,608 | $58,107 | $198,300 | 17.8% | 8.6% |
| Sleepy Eye city | 3,438 | $64,811 | $138,500 | 21.0% | 7.7% |
| Long Prairie city | 3,683 | $57,139 | $130,100 | 10.4% | 12.4% |
| Plainview city | 3,501 | $69,800 | $230,600 | 26.8% | 14.9% |
| Moose Lake city | 3,297 | $61,576 | $205,000 | 10.9% | 45.3% |
Population Overview
Two Harbors city is a small community located in Minnesota, within Lake County. The total population is 3,598. It ranks as the 191st most populous out of 913 cities and towns in Minnesota.
Age Demographics
The median age in Two Harbors city is 41.5 years. This is 8% higher than the state median of 38.6 years.
Economy, Income & Housing
The median household income in Two Harbors city is $62,885. This is 28% lower than the state median of $87,556. Compared to the national median of $78,538, household income here is 20% lower. The poverty rate stands at 12.0%. This is 30% higher than the state poverty rate of 9.2%. The unemployment rate is 1.0%. This is 74% lower than the state rate of 3.9%. The median home value is $187,100. Housing costs are 39% lower than the state median of $305,500. The home-value-to-income ratio is 3.0x. 71.6% of occupied housing units are owner-occupied. This homeownership rate is 1% lower than the state average of 72.4%.
Race & Ethnicity
Two Harbors city has a predominantly White (non-Hispanic) population, comprising 92.9% of all residents. Hispanic or Latino residents account for 2.1%. The Black or African American population (1.1%) is well below the state average of 6.7%. The Hispanic or Latino population (2.1%) is well below the state average of 6.2%.
Education
21.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 45% lower than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.2%.
Data Sources & Methodology
All demographic data for Two Harbors city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Two Harbors city, Minnesota?
Two Harbors city, Minnesota has a population of 3,598 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Two Harbors city, MN?
The median household income in Two Harbors city is $62,885, which is 20% lower the national median of $78,538.
What is the poverty rate in Two Harbors city, MN?
The poverty rate in Two Harbors city is 12.0%. This means approximately 420 residents live below the federal poverty line.
What is the racial makeup of Two Harbors city, Minnesota?
Two Harbors city's population is 92.9% White, 1.1% Black, 2.1% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Two Harbors city, MN?
The median home value in Two Harbors city is $187,100. The home-value-to-income ratio is 3.0x.
How educated is Two Harbors city, Minnesota?
21.5% of adults (25+) in Two Harbors city hold a bachelor's degree or higher, and 6.5% hold a graduate or professional degree.