Underwood city, Minnesota Demographics & Population 2026
As of 2026, Underwood city, Minnesota has a total population of 437, the 534th largest city in Minnesota, with a median household income of $73,750, which is 16% lower than the state average. The poverty rate is 14.0%.
Key Takeaways
- Housing is very affordable with a home-value-to-income ratio of just 2.3x.
Underwood city Quick Facts
How Underwood city Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 40 | National average: 60
Education
Educational Attainment (Adults 25+)
Underwood city Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Otter Tail County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Fergus Falls city | 14,138 | $50,865 | 10.7% | $173,300 |
| Perham city | 3,577 | $47,088 | 19.5% | $186,000 |
| Pelican Rapids city | 2,589 | $65,482 | 17.1% | $177,700 |
| New York Mills city | 1,319 | $51,696 | 11.4% | $144,900 |
| Parkers Prairie city | 1,089 | $58,750 | 13.8% | $152,500 |
| Henning city | 836 | $44,000 | 11.7% | $127,400 |
| Battle Lake city | 794 | $58,125 | 5.3% | $221,000 |
| Ottertail city | 490 | $83,750 | 7.1% | $262,500 |
| Deer Creek city | 273 | $55,000 | 3.7% | $123,100 |
| Dalton city | 266 | $66,094 | 3.8% | $104,500 |
Cities Similar to Underwood city
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Miltona city | 433 | $73,750 | $184,100 | 16.7% | 19.6% |
| Crown College CDP | 426 | N/A | N/A | N/A | 0.0% |
| Herman city | 428 | $72,917 | $102,100 | 17.7% | 9.6% |
| Kellogg city | 438 | $68,438 | $166,800 | 16.4% | 5.9% |
| Good Thunder city | 423 | $71,818 | $169,900 | 15.2% | 8.5% |
Population Overview
Underwood city is a small community located in Minnesota, within Otter Tail County. The total population is 437. It ranks as the 534th most populous out of 913 cities and towns in Minnesota.
Age Demographics
The median age in Underwood city is 38.8 years. This is about average than the state median of 38.6 years.
Economy, Income & Housing
The median household income in Underwood city is $73,750. This is 16% lower than the state median of $87,556. Compared to the national median of $78,538, household income here is 6% lower. The poverty rate stands at 14.0%. This is 52% higher than the state poverty rate of 9.2%. The unemployment rate is 2.7%. This is 32% lower than the state rate of 3.9%. The median home value is $168,800. Housing costs are 45% lower than the state median of $305,500. With a home-value-to-income ratio of just 2.3x, Underwood city is one of the most affordable housing markets in the area. 84.4% of occupied housing units are owner-occupied. This homeownership rate is 17% higher than the state average of 72.4%.
Race & Ethnicity
Underwood city has a predominantly White (non-Hispanic) population, comprising 94.3% of all residents. Hispanic or Latino residents account for 3.9%. The Black or African American population (0.2%) is well below the state average of 6.7%.
Education
25.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 33% lower than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.0%.
Data Sources & Methodology
All demographic data for Underwood city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.
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Frequently Asked Questions
What is the population of Underwood city, Minnesota?
Underwood city, Minnesota has a population of 437 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Underwood city, MN?
The median household income in Underwood city is $73,750, which is 6% lower the national median of $78,538.
What is the poverty rate in Underwood city, MN?
The poverty rate in Underwood city is 14.0%. This means approximately 61 residents live below the federal poverty line.
What is the racial makeup of Underwood city, Minnesota?
Underwood city's population is 94.3% White, 0.2% Black, 3.9% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Underwood city, MN?
The median home value in Underwood city is $168,800. The home-value-to-income ratio is 2.3x.
How educated is Underwood city, Minnesota?
25.9% of adults (25+) in Underwood city hold a bachelor's degree or higher, and 5.2% hold a graduate or professional degree.