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Watertown city, Minnesota Demographics & Population 2026

As of 2026, Watertown city, Minnesota has a total population of 4,747, the 159th largest city in Minnesota, with a median household income of $93,008, which is 6% higher than the state average. The poverty rate is 10.1%.

Key Takeaways

Watertown city Quick Facts

Population 4,747
Median Household Income $93,008
Median Home Value $315,200
Poverty Rate 10.1%
Unemployment Rate 0.0%
Median Age 34.5 years
Homeownership Rate 79.3%
Affordability Ratio 3.4x
Bachelor's Degree or Higher 22.2%
High School Graduation Rate 95.2%
Diversity Index 13/100
Population 4,747 159th of 913
Median Income $93,008 top 20%
Poverty Rate 10.1% 19% lower national
Median Home Value $315,200 top 20%

How Watertown city Compares

Economy & Housing

Employment

0.0% Unemployment Rate State: 3.9% | National: 5.2%
76.7% Labor Force Participation

Housing Overview

Owner 79.3%
Renter 20.7%
Affordability Index Affordable
3.4x home value to income ratio

People & Demographics

Diversity Index

13out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 60

Education

Watertown city Rankings in Minnesota

#159 Population of 913
#169 Median Income of 913
#372 Education of 913
#136 Home Value of 913

Other Cities in Carver County

CityPopulationMedian IncomePovertyHome Value
Chaska city 28,146 $110,000 4.9% $379,400
Waconia city 13,223 $104,929 4.2% $407,600
Victoria city 10,972 $192,821 1.8% $572,800
Carver city 5,935 $144,408 1.5% $427,600
Norwood Young America city 3,866 $67,857 9.6% $289,400
Mayer city 2,501 $120,551 5.2% $330,400
Cologne city 2,146 $117,344 6.1% $356,600
New Germany city 581 $88,438 3.7% $252,600
Hamburg city 544 $78,125 8.4% $229,200

Cities Similar to Watertown city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Lonsdale city4,789$91,719$327,10023.7%1.4%
Dilworth city4,664$89,577$268,10038.2%13.7%
Oak Park Heights city4,782$84,639$333,60038.4%5.5%
Becker city4,958$90,188$257,60021.2%5.6%
Circle Pines city4,980$96,477$277,30042.1%4.9%

Population Overview

Watertown city is a small community located in Minnesota, within Carver County. The total population is 4,747. It ranks as the 159th most populous out of 913 cities and towns in Minnesota.

Age Demographics

The median age in Watertown city is 34.5 years. This is 11% lower than the state median of 38.6 years.

Economy, Income & Housing

The median household income in Watertown city is $93,008. This is 6% higher than the state median of $87,556. Compared to the national median of $78,538, household income here is 18% higher. The poverty rate stands at 10.1%. This is 10% higher than the state poverty rate of 9.2%. The unemployment rate is 0.0%. This is 100% lower than the state rate of 3.9%. The median home value is $315,200. Housing costs are 3% higher than the state median of $305,500. The home-value-to-income ratio is 3.4x. 79.3% of occupied housing units are owner-occupied. This homeownership rate is 10% higher than the state average of 72.4%.

Race & Ethnicity

Watertown city has a predominantly White (non-Hispanic) population, comprising 93.3% of all residents. Hispanic or Latino residents account for 2.6%. The Black or African American population (0.0%) is well below the state average of 6.7%. The Hispanic or Latino population (2.6%) is well below the state average of 6.2%. The Asian population (0.4%) is well below the state average of 5.0%.

Education

22.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% lower than the state rate of 38.8%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.2%.

Data Sources & Methodology

All demographic data for Watertown city, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 913 Census-designated places in Minnesota. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Watertown city, Minnesota?

Watertown city, Minnesota has a population of 4,747 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Watertown city, MN?

The median household income in Watertown city is $93,008, which is 18% higher the national median of $78,538.

What is the poverty rate in Watertown city, MN?

The poverty rate in Watertown city is 10.1%. This means approximately 476 residents live below the federal poverty line.

What is the racial makeup of Watertown city, Minnesota?

Watertown city's population is 93.3% White, 0.0% Black, 2.6% Hispanic/Latino, and 0.4% Asian.

What is the median home value in Watertown city, MN?

The median home value in Watertown city is $315,200. The home-value-to-income ratio is 3.4x.

How educated is Watertown city, Minnesota?

22.2% of adults (25+) in Watertown city hold a bachelor's degree or higher, and 4.5% hold a graduate or professional degree.