Charlo CDP, Montana Demographics & Population 2026

Name: Charlo CDP, Montana Demographics
Creator: U.S. Census Bureau
License: https://www.census.gov/data/developers/about/terms-of-service.html

As of 2026, Charlo CDP, Montana has a total population of 344, the 190th largest city in Montana, with a median household income of $39,107, which is 44% lower than the state average. The poverty rate is 14.0%.

Key Takeaways

Household income is 44% below the state average, indicating significant economic challenges.

Charlo CDP Quick Facts

Population 344

Median Household Income $39,107

Median Home Value $162,500

Poverty Rate 14.0%

Unemployment Rate 3.6%

Median Age 45.5 years

Homeownership Rate 62.4%

Affordability Ratio 4.2x

Bachelor's Degree or Higher 16.7%

High School Graduation Rate 93.3%

Diversity Index 34/100

Population 344 190th of 470

Median Income $39,107 bottom 20%

Poverty Rate 14.0% 12% higher national

Median Home Value $162,500 bottom 30%

How Charlo CDP Compares

Median Household Income

Charlo CDP

$39,107

$69,922

National

$78,538

Median Home Value

Charlo CDP

$162,500

$338,100

National

$303,400

Economy & Housing

Household Income Distribution

Under $25K 23.5%

$25K-$50K 31.5%

$50K-$100K 33.6%

$100K+ 11.4%

Employment

3.6% Unemployment Rate State: 3.8% | National: 5.2%

59.4% Labor Force Participation

Housing Overview

Owner 62.4%

Renter 37.6%

Affordability Index Moderate

4.2x home value to income ratio

People & Demographics

Age Distribution

Under 18

18.9%

18-34

17.2%

35-54

22.7%

55-74

38.7%

75+

2.6%

Race & Ethnicity

Diversity Index

Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 28 | National average: 60

Education

Educational Attainment (Adults 25+)

Charlo CDP Rankings in Montana

#190 Population of 470

#303 Median Income of 470

#287 Education of 470

#237 Home Value of 470

Explore Montana Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Cities Similar to Charlo CDP

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Frazer CDP	346	$33,750	$28,200	13.9%	39.1%
Parker School CDP	357	$43,000	$42,800	11.0%	31.6%
St. Marie CDP	319	$38,125	N/A	21.8%	27.9%
Martin City CDP	313	N/A	N/A	31.9%	0.0%
Fallon CDP	305	N/A	$217,700	3.1%	47.5%

Population Overview

Charlo CDP is a small community located in Montana. The total population is 344. It ranks as the 190th most populous out of 470 cities and towns in Montana.

Age Demographics

The median age in Charlo CDP is 45.5 years. This is 13% higher than the state median of 40.2 years.

Economy, Income & Housing

The median household income in Charlo CDP is $39,107. This is 44% lower than the state median of $69,922. Compared to the national median of $78,538, household income here is 50% lower. The poverty rate stands at 14.0%. This is 16% higher than the state poverty rate of 12.0%. The unemployment rate is 3.6%. This is 5% lower than the state rate of 3.8%. The median home value is $162,500. Housing costs are 52% lower than the state median of $338,100. The home-value-to-income ratio is 4.2x. 62.4% of occupied housing units are owner-occupied. This homeownership rate is 10% lower than the state average of 69.4%.

Race & Ethnicity

The largest racial or ethnic group in Charlo CDP is White (non-Hispanic), making up 78.8% of the population. Hispanic or Latino residents account for 5.2%. The Black or African American population is significantly higher than the state average (1.2% vs 0.5%).

Education

16.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 52% lower than the state rate of 34.5%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.3%.

Data Sources & Methodology

All demographic data for Charlo CDP, Montana is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Montana state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 470 Census-designated places in Montana. For official data, visit data.census.gov.

Free data download: Get all Montana city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Charlo CDP, Montana?

Charlo CDP, Montana has a population of 344 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Charlo CDP, MT?

The median household income in Charlo CDP is $39,107, which is 50% lower the national median of $78,538.

What is the poverty rate in Charlo CDP, MT?

The poverty rate in Charlo CDP is 14.0%. This means approximately 48 residents live below the federal poverty line.

What is the racial makeup of Charlo CDP, Montana?

Charlo CDP's population is 78.8% White, 1.2% Black, 5.2% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Charlo CDP, MT?

The median home value in Charlo CDP is $162,500. The home-value-to-income ratio is 4.2x.

How educated is Charlo CDP, Montana?

16.7% of adults (25+) in Charlo CDP hold a bachelor's degree or higher, and 5.2% hold a graduate or professional degree.